SIREN : 805313913
BPA is a French company founded 11 years ago, specialized in the sector Travaux de menuiserie bois et PVC. Based in MOISSAC (82200), this company of category PME shows in 2021 a revenue of 436 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|
| Revenue | 435 703 € | 390 819 € | 409 185 € | 409 877 € | 428 635 € |
| Net income | 13 914 € | -18 504 € | 31 443 € | 1 516 € | 16 755 € |
| EBITDA | 17 539 € | -18 615 € | 44 062 € | 7 173 € | 26 721 € |
| Net margin | 3.2% | -4.7% | 7.7% | 0.4% | 3.9% |
In 2021, BPA achieves revenue of 436 k€. Revenue is growing positively over 5 years (CAGR: +0.4%). Vs 2020, growth of +11% (391 k€ -> 436 k€). After deducting consumption (211 k€), gross margin stands at 225 k€, i.e. a rate of 52%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 18 k€, representing 4.0% of revenue. Positive scissor effect: EBITDA margin improves by +8.8 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 14 k€, i.e. 3.2% of revenue. This profit can be retained or distributed to shareholders.
435 703 €
224 761 €
17 539 €
17 268 €
13 914 €
4.0%
The debt ratio (= Financial debt / Equity x 100) stands at 319%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.8 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 4.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
319.276%
13.408%
4.255%
5.763
19.6%
In 2021, the debt ratio of BPA (319.28) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of BPA (13.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of BPA (5.76) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 220.28. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.2x. Danger: operating income does not cover interest charges, unsustainable situation.
220.275
0.228
In 2021, the liquidity ratio of BPA (220.28) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2021, the interest coverage of BPA (0.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 110 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 54 days. The gap of 56 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 41 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 131 days of revenue, i.e. 159 k€ to permanently finance. Over 2017-2021, WCR increased by +200%, requiring additional financing.
158 687 €
110 j
54 j
41 j
131 j
Based on 264 transactions of similar company sales (all years), the value of BPA is estimated at 49 822 € (range 21 982€ - 90 024€). With an EBITDA of 17 539€, the sector multiple of 2.1x is applied. The price/revenue ratio is 0.18x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 264 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BPA with other companies in the same sector:
Voir toutes les statistiques du secteur Travaux de menuiserie bois et PVC
The revenue of BPA in 2021 is 436 k€.
Yes, BPA generated a net profit of 14 k€ in 2021.
The headquarters of BPA is located in MOISSAC (82200), in the department Tarn-et-Garonne.
The tax return of BPA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BPA operates in the sector Travaux de menuiserie bois et PVC (NAF code 43.32A). See the 'Sector positioning' section above to compare the company with its competitors.