SIREN : 419426846
BP FINANCES is a French company founded 27 years ago, specialized in the sector Activités des sociétés holding. Based in LILLE (59800), this company of category PME shows in 2025 a revenue of 162 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 162 169 € | 150 493 € | 155 143 € | 158 368 € | 146 947 € | 152 828 € | 130 818 € | 134 417 € | 109 186 € |
| Net income | -98 907 € | 2 494 € | 436 890 € | 644 887 € | 399 925 € | 92 250 € | 67 026 € | 65 477 € | 137 784 € |
| EBITDA | -98 646 € | -107 028 € | -109 729 € | -1 439 € | 23 668 € | -10 801 € | 3 586 € | 12 458 € | 25 234 € |
| Net margin | -61.0% | 1.7% | 281.6% | 407.2% | 272.2% | 60.4% | 51.2% | 48.7% | 126.2% |
In 2025, BP FINANCES achieves revenue of 162 k€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +5.1%. Vs 2024: +8%. After deducting consumption (0 €), gross margin stands at 162 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -99 k€, representing -60.8% of revenue. Positive scissor effect: EBITDA margin improves by +10.3 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -99 k€ (-61.0% of revenue), which will impact equity.
162 169 €
162 169 €
-98 646 €
-178 070 €
-98 907 €
-60.8%
The debt ratio (= Financial debt / Equity x 100) stands at 10%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 91%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
9.886%
90.898%
-12.012%
-11.902
38.2%
In 2025, the debt ratio of BP FINANCES (9.89) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of BP FINANCES (90.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of BP FINANCES (-11.90) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 15992.78. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
15992.776
-27.857
In 2025, the liquidity ratio of BP FINANCES (15992.78) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of BP FINANCES (-27.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 5 days. Favorable situation: supplier credit is longer than customer credit by 5 days. Overall, WCR represents 56 days of revenue, i.e. 25 k€ to permanently finance. Over 2017-2025, WCR increased by +1565%, requiring additional financing.
25 037 €
0 j
5 j
0 j
56 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 79 418€ to 203 069€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BP FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of BP FINANCES in 2025 is 162 k€.
BP FINANCES recorded a net loss in 2025.
The headquarters of BP FINANCES is located in LILLE (59800), in the department Nord.
The tax return of BP FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BP FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.