SIREN : 824933394
BO&ZAN INVESTISSEMENTS is a French company founded 9 years ago, specialized in the sector Activités des sièges sociaux. Based in MONTAUBAN (82000), this company of category PME shows in 2025 a revenue of 67 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 66 836 € | 123 769 € | 181 408 € | 196 085 € | 87 531 € | 6 750 € | 2 875 € | N/C |
| Net income | -7 440 € | 8 788 € | 23 948 € | 985 € | 13 174 € | -6 244 € | -14 728 € | -6 906 € |
| EBITDA | 950 € | -16 121 € | 15 229 € | 6 556 € | 1 153 € | -2 049 € | -11 137 € | -6 899 € |
| Net margin | -11.1% | 7.1% | 13.2% | 0.5% | 15.1% | -92.5% | -512.3% | N/C |
In 2025, BO&ZAN INVESTISSEMENTS achieves revenue of 67 k€. Over the period 2019-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +68.9%. Significant drop of -46% vs 2024. After deducting consumption (17 k€), gross margin stands at 50 k€, i.e. a rate of 74%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 950 €, representing 1.4% of revenue. Positive scissor effect: EBITDA margin improves by +14.4 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -7 k€ (-11.1% of revenue), which will impact equity.
66 836 €
49 670 €
950 €
-10 171 €
-7 440 €
1.4%
The debt ratio (= Financial debt / Equity x 100) stands at 104%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 37%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2361.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
103.853%
36.937%
0.102%
2361.779
64.3%
In 2025, the debt ratio of BO&ZAN INVESTISSEMENTS (103.85) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of BO&ZAN INVESTISSEMENTS (36.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of BO&ZAN INVESTISSEMENTS (2361.78) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 112.24. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 843.1x. Operating income very largely covers interest expenses: high safety margin.
112.242
843.053
In 2025, the liquidity ratio of BO&ZAN INVESTISSEMENTS (112.24) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of BO&ZAN INVESTISSEMENTS (843.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 416 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 66 days. The gap of 350 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 94 days of revenue, i.e. 17 k€ to permanently finance.
17 493 €
416 j
66 j
0 j
94 j
Based on 54 transactions of similar company sales
in 2025,
the value of BO&ZAN INVESTISSEMENTS is estimated at
16 446 €
(range 6 927€ - 19 375€).
With an EBITDA of 950€, the sector multiple of 1.1x is applied.
The price/revenue ratio is 0.63x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BO&ZAN INVESTISSEMENTS with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of BO&ZAN INVESTISSEMENTS in 2025 is 67 k€.
BO&ZAN INVESTISSEMENTS recorded a net loss in 2025.
The headquarters of BO&ZAN INVESTISSEMENTS is located in MONTAUBAN (82000), in the department Tarn-et-Garonne.
The tax return of BO&ZAN INVESTISSEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BO&ZAN INVESTISSEMENTS operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.