BOURSE PREMIUM PROFESSIONNEL : revenue, balance sheet and financial ratios

BOURSE PREMIUM PROFESSIONNEL is a French company founded 20 years ago, specialized in the sector Edition de logiciels applicatifs. Based in CAVAILLON (84300), this company of category PME shows in 2025 a revenue of 19.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BOURSE PREMIUM PROFESSIONNEL (SIREN 489052902)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 19 517 490 € 16 085 778 € 13 173 131 € 12 347 789 € 10 881 325 € 9 844 314 € 9 378 069 € 9 223 817 € 8 388 810 € 7 797 211 €
Net income 1 188 133 € 475 112 € 676 425 € 549 101 € 1 717 578 € 1 366 192 € 1 100 303 € 1 546 688 € 1 953 712 € 1 951 033 €
EBITDA 2 685 218 € 1 112 618 € 1 094 522 € 966 782 € 2 358 886 € 2 198 202 € 1 804 034 € 2 378 179 € 3 032 693 € 2 948 420 €
Net margin 6.1% 3.0% 5.1% 4.4% 15.8% 13.9% 11.7% 16.8% 23.3% 25.0%

Revenue and income statement

In 2025, BOURSE PREMIUM PROFESSIONNEL achieves revenue of 19.5 M€. Over the period 2016-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +10.7%. Vs 2024, growth of +21% (16.1 M€ -> 19.5 M€). After deducting consumption (0 €), gross margin stands at 19.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2.7 M€, representing 13.8% of revenue. Positive scissor effect: EBITDA margin improves by +6.8 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.2 M€, i.e. 6.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

19 517 490 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

19 517 490 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

2 685 218 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

2 501 780 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

1 188 133 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

13.8%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 13%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 26%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 6.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

13.345%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

25.903%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

6.785%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.23

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

44.6%

Solvency indicators evolution
BOURSE PREMIUM PROFESSIONNEL

Sector positioning

Debt ratio
13.35 2025
2023
2024
2025
Q1: 0.0
Med: 4.02
Q3: 41.15
Average -10 pts over 3 years

In 2025, the debt ratio of BOURSE PREMIUM PROFESSIONNEL (13.35) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
25.9% 2025
2023
2024
2025
Q1: 15.03%
Med: 40.17%
Q3: 60.94%
Average

In 2025, the financial autonomy of BOURSE PREMIUM PROFESSIONNEL (25.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.23 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.03 years
Q3: 0.97 years
Average -20 pts over 3 years

In 2025, the repayment capacity of BOURSE PREMIUM PROFESSIONNEL (0.23) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 157.84. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

157.837

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.068

Liquidity indicators evolution
BOURSE PREMIUM PROFESSIONNEL

Sector positioning

Liquidity ratio
157.84 2025
2023
2024
2025
Q1: 156.35
Med: 281.16
Q3: 458.03
Average

In 2025, the liquidity ratio of BOURSE PREMIUM PROFESSIONNEL (157.84) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.07x 2025
2023
2024
2025
Q1: 0.0x
Med: 0.13x
Q3: 3.51x
Average -20 pts over 3 years

In 2025, the interest coverage of BOURSE PREMIUM PROFESSIONNEL (0.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 51 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 25 days. The company must finance 26 days of gap between collections and payments. WCR is negative (-10 days): operations structurally generate cash. Notable WCR improvement over the period (-1354%), freeing up cash.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-545 709 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

51 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

25 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-10 j

WCR and payment terms evolution
BOURSE PREMIUM PROFESSIONNEL

Positioning of BOURSE PREMIUM PROFESSIONNEL in its sector

Comparison with sector Edition de logiciels applicatifs

Valuation estimate

Based on 103 transactions of similar company sales (all years), the value of BOURSE PREMIUM PROFESSIONNEL is estimated at 3 048 929 € (range 1 178 763€ - 8 375 250€). With an EBITDA of 2 685 218€, the sector multiple of 1.0x is applied. The price/revenue ratio is 0.25x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
103 transactions
1178k€ 3048k€ 8375k€
3 048 929 € Range: 1 178 763€ - 8 375 250€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
2 685 218 € × 1.0x
Estimation 2 606 258 €
854 698€ - 8 422 012€
Revenue Multiple 30%
19 517 490 € × 0.25x
Estimation 4 856 576 €
2 145 423€ - 10 688 484€
Net Income Multiple 20%
1 188 133 € × 1.2x
Estimation 1 444 141 €
538 939€ - 4 788 496€
How is this estimate calculated?

This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Edition de logiciels applicatifs)

Compare BOURSE PREMIUM PROFESSIONNEL with other companies in the same sector:

Voir toutes les statistiques du secteur Edition de logiciels applicatifs

Frequently asked questions about BOURSE PREMIUM PROFESSIONNEL

What is the revenue of BOURSE PREMIUM PROFESSIONNEL ?

The revenue of BOURSE PREMIUM PROFESSIONNEL in 2025 is 19.5 M€.

Is BOURSE PREMIUM PROFESSIONNEL profitable?

Yes, BOURSE PREMIUM PROFESSIONNEL generated a net profit of 1.2 M€ in 2025.

Where is the headquarters of BOURSE PREMIUM PROFESSIONNEL ?

The headquarters of BOURSE PREMIUM PROFESSIONNEL is located in CAVAILLON (84300), in the department Vaucluse.

Where to find the tax return of BOURSE PREMIUM PROFESSIONNEL ?

The tax return of BOURSE PREMIUM PROFESSIONNEL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BOURSE PREMIUM PROFESSIONNEL operate?

BOURSE PREMIUM PROFESSIONNEL operates in the sector Edition de logiciels applicatifs (NAF code 58.29C). See the 'Sector positioning' section above to compare the company with its competitors.