BOULANGERIE VAL DE SEINE : revenue, balance sheet and financial ratios

BOULANGERIE VAL DE SEINE is a French company founded 22 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in ISSY-LES-MOULINEAUX (92130), this company of category PME shows in 2025 a revenue of 298 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BOULANGERIE VAL DE SEINE (SIREN 448674135)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Revenue 297 980 € 336 146 € 332 340 € 323 834 € 329 606 € 327 524 € 1 815 163 € 1 879 800 € 1 728 411 € 1 667 560 € 1 801 124 €
Net income 125 759 € 158 064 € 139 032 € 114 056 € 108 840 € 85 506 € 189 867 € 276 191 € 157 810 € -101 679 € 31 832 €
EBITDA 168 139 € 213 471 € 206 419 € 206 232 € 207 823 € 186 200 € 283 493 € 441 773 € 55 301 € 69 045 € 98 075 €
Net margin 42.2% 47.0% 41.8% 35.2% 33.0% 26.1% 10.5% 14.7% 9.1% -6.1% 1.8%

Revenue and income statement

In 2025, BOULANGERIE VAL DE SEINE achieves revenue of 298 k€. Revenue is declining over the period 2015-2025 (CAGR: -16.5%). Significant drop of -11% vs 2024. After deducting consumption (0 €), gross margin stands at 298 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 168 k€, representing 56.4% of revenue. Warning negative scissor effect: despite revenue change (-11%), EBITDA varies by -21%, reducing margin by 7.1 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 126 k€, i.e. 42.2% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

297 980 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

297 980 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

168 139 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

161 773 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

125 759 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

56.4%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 15%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 83%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 44.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

14.707%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

82.996%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

44.34%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.378

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

0.4%

Solvency indicators evolution
BOULANGERIE VAL DE SEINE

Sector positioning

Debt ratio
14.71 2025
2023
2024
2025
Q1: 0.0
Med: 8.6
Q3: 104.1
Average -5 pts over 3 years

In 2025, the debt ratio of BOULANGERIE VAL DE SEINE (14.71) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
83.0% 2025
2023
2024
2025
Q1: 4.51%
Med: 47.13%
Q3: 86.22%
Good +8 pts over 3 years

In 2025, the financial autonomy of BOULANGERIE VAL DE SEINE (83.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.38 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 1.02 years
Q3: 9.04 years
Good -16 pts over 3 years

In 2025, the repayment capacity of BOULANGERIE VAL DE SEINE (0.38) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1861.49. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1861.492

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
BOULANGERIE VAL DE SEINE

Sector positioning

Liquidity ratio
1861.49 2025
2023
2025
Q1: 94.87
Med: 386.44
Q3: 1925.44
Good +17 pts over 2 years

In 2025, the liquidity ratio of BOULANGERIE VAL DE SEINE (1861.49) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2025
2023
2024
2025
Q1: -0.09x
Med: 0.0x
Q3: 12.18x
Good

In 2025, the interest coverage of BOULANGERIE VAL DE SEINE (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 11 days. Favorable situation: supplier credit is longer than customer credit by 11 days. Overall, WCR represents 71 days of revenue, i.e. 59 k€ to permanently finance. Notable WCR improvement over the period (-33%), freeing up cash.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

58 508 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

11 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

71 j

WCR and payment terms evolution
BOULANGERIE VAL DE SEINE

Positioning of BOULANGERIE VAL DE SEINE in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 117 transactions of similar company sales in 2025, the value of BOULANGERIE VAL DE SEINE is estimated at 423 973 € (range 217 576€ - 1 123 213€). With an EBITDA of 168 139€, the sector multiple of 2.7x is applied. The price/revenue ratio is 0.92x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
117 transactions
217k€ 423k€ 1123k€
423 973 € Range: 217 576€ - 1 123 213€
NAF 5 année 2025

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
168 139 € × 2.7x
Estimation 450 642 €
294 668€ - 1 316 988€
Revenue Multiple 30%
297 980 € × 0.92x
Estimation 273 637 €
128 503€ - 645 313€
Net Income Multiple 20%
125 759 € × 4.6x
Estimation 582 806 €
158 459€ - 1 355 627€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 117 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare BOULANGERIE VAL DE SEINE with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about BOULANGERIE VAL DE SEINE

What is the revenue of BOULANGERIE VAL DE SEINE ?

The revenue of BOULANGERIE VAL DE SEINE in 2025 is 298 k€.

Is BOULANGERIE VAL DE SEINE profitable?

Yes, BOULANGERIE VAL DE SEINE generated a net profit of 126 k€ in 2025.

Where is the headquarters of BOULANGERIE VAL DE SEINE ?

The headquarters of BOULANGERIE VAL DE SEINE is located in ISSY-LES-MOULINEAUX (92130), in the department Hauts-de-Seine.

Where to find the tax return of BOULANGERIE VAL DE SEINE ?

The tax return of BOULANGERIE VAL DE SEINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BOULANGERIE VAL DE SEINE operate?

BOULANGERIE VAL DE SEINE operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.