BOTTOMLINE TECHNOLOGIES : revenue, balance sheet and financial ratios

BOTTOMLINE TECHNOLOGIES is a French company founded 34 years ago, specialized in the sector Conseil en systèmes et logiciels informatiques. Based in PARIS (75017), this company of category PME shows in 2025 a revenue of 901 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BOTTOMLINE TECHNOLOGIES (SIREN 384860417)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 900 863 € 874 712 € 831 583 € 847 694 € 811 621 € 853 753 € 922 342 € 1 034 637 € 1 082 583 € 1 241 070 €
Net income 19 465 € -2 071 € 18 789 € -20 701 € 27 726 € 79 675 € -15 012 € 28 061 € 291 055 € 32 932 €
EBITDA 31 360 € 8 410 € 25 310 € -11 617 € 43 930 € 87 794 € 102 288 € 57 118 € 63 814 € 56 729 €
Net margin 2.2% -0.2% 2.3% -2.4% 3.4% 9.3% -1.6% 2.7% 26.9% 2.7%

Revenue and income statement

In 2025, BOTTOMLINE TECHNOLOGIES achieves revenue of 901 k€. Activity remains stable over the period (CAGR: -3.5%). Vs 2024: +3%. After deducting consumption (0 €), gross margin stands at 901 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 31 k€, representing 3.5% of revenue. Positive scissor effect: EBITDA margin improves by +2.5 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 19 k€, i.e. 2.2% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

900 863 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

900 863 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

31 360 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

31 055 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

19 465 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

3.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 66%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 2.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

65.571%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

2.195%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
BOTTOMLINE TECHNOLOGIES

Sector positioning

Debt ratio
0.0 2025
2023
2024
2025
Q1: 0.0
Med: 4.75
Q3: 28.97
Excellent -10 pts over 3 years

In 2025, the debt ratio of BOTTOMLINE TECHNOLOGIES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
65.57% 2025
2023
2024
2025
Q1: 9.04%
Med: 36.0%
Q3: 63.27%
Excellent

In 2025, the financial autonomy of BOTTOMLINE TECHNOLOGIES (65.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.0 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.0 years
Q3: 0.43 years
Excellent -50 pts over 3 years

In 2025, the repayment capacity of BOTTOMLINE TECHNOLOGIES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1750.28. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 39.0x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1750.281

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

39.011

Liquidity indicators evolution
BOTTOMLINE TECHNOLOGIES

Sector positioning

Liquidity ratio
1750.28 2025
2023
2024
2025
Q1: 158.37
Med: 261.69
Q3: 503.25
Excellent

In 2025, the liquidity ratio of BOTTOMLINE TECHNOLOGIES (1750.28) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
39.01x 2025
2023
2024
2025
Q1: 0.0x
Med: 0.0x
Q3: 1.07x
Excellent

In 2025, the interest coverage of BOTTOMLINE TECHNOLOGIES (39.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 168 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 33 days. The gap of 135 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-119 days): operations structurally generate cash. Notable WCR improvement over the period (-58%), freeing up cash.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-298 510 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

168 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

33 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-119 j

WCR and payment terms evolution
BOTTOMLINE TECHNOLOGIES

Positioning of BOTTOMLINE TECHNOLOGIES in its sector

Comparison with sector Conseil en systèmes et logiciels informatiques

Valuation estimate

Based on 215 transactions of similar company sales (all years), the value of BOTTOMLINE TECHNOLOGIES is estimated at 64 437 € (range 31 535€ - 163 776€). With an EBITDA of 31 360€, the sector multiple of 1.0x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
215 transactions
31k€ 64k€ 163k€
64 437 € Range: 31 535€ - 163 776€
NAF 5 all-time

Valuation detail by method

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EBITDA Multiple 50%
31 360 € × 1.0x
Estimation 30 628 €
11 568€ - 135 352€
Revenue Multiple 30%
900 863 € × 0.16x
Estimation 144 601 €
77 564€ - 264 136€
Net Income Multiple 20%
19 465 € × 1.5x
Estimation 28 716 €
12 409€ - 84 298€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 215 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Conseil en systèmes et logiciels informatiques)

Compare BOTTOMLINE TECHNOLOGIES with other companies in the same sector:

Voir toutes les statistiques du secteur Conseil en systèmes et logiciels informatiques

Frequently asked questions about BOTTOMLINE TECHNOLOGIES

What is the revenue of BOTTOMLINE TECHNOLOGIES ?

The revenue of BOTTOMLINE TECHNOLOGIES in 2025 is 901 k€.

Is BOTTOMLINE TECHNOLOGIES profitable?

Yes, BOTTOMLINE TECHNOLOGIES generated a net profit of 19 k€ in 2025.

Where is the headquarters of BOTTOMLINE TECHNOLOGIES ?

The headquarters of BOTTOMLINE TECHNOLOGIES is located in PARIS (75017), in the department Paris.

Where to find the tax return of BOTTOMLINE TECHNOLOGIES ?

The tax return of BOTTOMLINE TECHNOLOGIES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BOTTOMLINE TECHNOLOGIES operate?

BOTTOMLINE TECHNOLOGIES operates in the sector Conseil en systèmes et logiciels informatiques (NAF code 62.02A). See the 'Sector positioning' section above to compare the company with its competitors.