BORG AUTOMOTIVE SAS : revenue, balance sheet and financial ratios

BORG AUTOMOTIVE SAS is a French company founded 19 years ago, specialized in the sector Commerce de gros d'équipements automobiles. Based in CHAUMONT EN VEXIN (60240), this company of category PME shows in 2023 a revenue of 13.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BORG AUTOMOTIVE SAS (SIREN 493520001)
Indicator 2023 2022 2020 2019 2018 2017 2016
Revenue 13 566 920 € N/C N/C 8 673 014 € 8 244 947 € 8 605 247 € 8 669 294 €
Net income 505 114 € 589 331 € 180 753 € 206 039 € 149 801 € 155 690 € 127 472 €
EBITDA -1 372 090 € N/C N/C 380 878 € 369 812 € 469 101 € 402 310 €
Net margin 3.7% N/C N/C 2.4% 1.8% 1.8% 1.5%

Revenue and income statement

In 2023, BORG AUTOMOTIVE SAS achieves revenue of 13.6 M€. Over the period 2016-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +6.6%. After deducting consumption (14.0 M€), gross margin stands at -391 k€, i.e. a rate of -3%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -1.4 M€, representing -10.1% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 505 k€, i.e. 3.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

13 566 920 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

-391 314 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-1 372 090 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

712 263 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

505 114 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-10.1%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 37%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 27%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.3 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 2.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

37.396%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

26.982%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

1.997%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

3.305

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

18.0%

Solvency indicators evolution
BORG AUTOMOTIVE SAS

Sector positioning

Debt ratio
37.4 2023
2020
2022
2023
Q1: 0.46
Med: 15.69
Q3: 60.48
Average -13 pts over 3 years

In 2023, the debt ratio of BORG AUTOMOTIVE SAS (37.40) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
26.98% 2023
2020
2022
2023
Q1: 19.69%
Med: 39.31%
Q3: 59.2%
Average +9 pts over 3 years

In 2023, the financial autonomy of BORG AUTOMOTIVE SAS (27.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
3.31 years 2023
2023
Q1: 0.0 years
Med: 0.27 years
Q3: 2.55 years
Watch

In 2023, the repayment capacity of BORG AUTOMOTIVE SAS (3.31) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 147.74. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

147.742

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-8.731

Liquidity indicators evolution
BORG AUTOMOTIVE SAS

Sector positioning

Liquidity ratio
147.74 2023
2020
2022
2023
Q1: 142.26
Med: 203.32
Q3: 311.16
Average -23 pts over 3 years

In 2023, the liquidity ratio of BORG AUTOMOTIVE SAS (147.74) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-8.73x 2023
2023
Q1: 0.0x
Med: 1.24x
Q3: 8.77x
Average

In 2023, the interest coverage of BORG AUTOMOTIVE SAS (-8.7x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 109 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 133 days. Favorable situation: supplier credit is longer than customer credit by 24 days. Inventory turnover is 31 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 205 days of revenue, i.e. 7.7 M€ to permanently finance. Over 2016-2023, WCR increased by +122%, requiring additional financing.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

7 712 930 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

109 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

133 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

31 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

205 j

WCR and payment terms evolution
BORG AUTOMOTIVE SAS

Positioning of BORG AUTOMOTIVE SAS in its sector

Comparison with sector Commerce de gros d'équipements automobiles

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (23 transactions). This range of 1 198 029€ to 2 295 903€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2023
Indicative
1198k€ 1441k€ 2295k€
1 441 519 € Range: 1 198 029€ - 2 295 903€
NAF 5 année 2023

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 23 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de gros d'équipements automobiles)

Compare BORG AUTOMOTIVE SAS with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de gros d'équipements automobiles

Frequently asked questions about BORG AUTOMOTIVE SAS

What is the revenue of BORG AUTOMOTIVE SAS ?

The revenue of BORG AUTOMOTIVE SAS in 2023 is 13.6 M€.

Is BORG AUTOMOTIVE SAS profitable?

Yes, BORG AUTOMOTIVE SAS generated a net profit of 505 k€ in 2023.

Where is the headquarters of BORG AUTOMOTIVE SAS ?

The headquarters of BORG AUTOMOTIVE SAS is located in CHAUMONT EN VEXIN (60240), in the department Oise.

Where to find the tax return of BORG AUTOMOTIVE SAS ?

The tax return of BORG AUTOMOTIVE SAS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BORG AUTOMOTIVE SAS operate?

BORG AUTOMOTIVE SAS operates in the sector Commerce de gros d'équipements automobiles (NAF code 45.31Z). See the 'Sector positioning' section above to compare the company with its competitors.