SIREN : 955804760
BNC SA is a French company founded 71 years ago, specialized in the sector Courtage de valeurs mobilières et de marchandises. Based in FORT-DE-FRANCE (97200), this company of category PME shows in 2024 a revenue of 3.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 3 038 673 € | 3 263 726 € | 3 865 455 € | 4 187 797 € | 3 920 972 € | 3 391 238 € | 2 977 914 € | 2 715 847 € |
| Net income | 725 377 € | 546 223 € | 1 373 184 € | 2 149 818 € | 1 684 289 € | 1 065 391 € | 207 616 € | 512 080 € |
| EBITDA | -2 216 705 € | -2 532 629 € | -1 701 186 € | -1 233 441 € | -1 347 264 € | -1 588 515 € | -2 074 276 € | -1 575 995 € |
| Net margin | 23.9% | 16.7% | 35.5% | 51.3% | 43.0% | 31.4% | 7.0% | 18.9% |
In 2024, BNC SA achieves revenue of 3.0 M€. Revenue is growing positively over 8 years (CAGR: +1.6%). Slight decline of -7% vs 2023. After deducting consumption (0 €), gross margin stands at 3.0 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -2.2 M€, representing -72.9% of revenue. Positive scissor effect: EBITDA margin improves by +4.6 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 725 k€, i.e. 23.9% of revenue. This profit can be retained or distributed to shareholders.
3 038 673 €
3 038 673 €
-2 216 705 €
-2 429 874 €
725 377 €
-72.8%
The debt ratio (= Financial debt / Equity x 100) stands at 67%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 51%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 9.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 29.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
67.14%
51.303%
29.684%
9.706
44.4%
In 2024, the debt ratio of BNC SA (67.14) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of BNC SA (51.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of BNC SA (9.71) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 383.93. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
383.926
-13.628
In 2024, the liquidity ratio of BNC SA (383.93) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of BNC SA (-13.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 45 days. Excellent situation: suppliers finance 45 days of the operating cycle (retail model). WCR is negative (-30 days): operations structurally generate cash.
-256 312 €
0 j
45 j
0 j
-30 j
Based on 109 transactions of similar company sales (all years), the value of BNC SA is estimated at 1 517 890 € (range 563 579€ - 3 871 626€). The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 109 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BNC SA with other companies in the same sector:
Voir toutes les statistiques du secteur Courtage de valeurs mobilières et de marchandises
The revenue of BNC SA in 2024 is 3.0 M€.
Yes, BNC SA generated a net profit of 725 k€ in 2024.
The headquarters of BNC SA is located in FORT-DE-FRANCE (97200), in the department Martinique.
The tax return of BNC SA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BNC SA operates in the sector Courtage de valeurs mobilières et de marchandises (NAF code 66.12Z). See the 'Sector positioning' section above to compare the company with its competitors.