B.M.T.I. BARDAGES METALLIQUES TOITURES INDUSTRIELLES : revenue, balance sheet and financial ratios

B.M.T.I. BARDAGES METALLIQUES TOITURES INDUSTRIELLES is a French company founded 29 years ago, specialized in the sector Travaux de couverture par éléments. Based in BEAUCOUZE (49070), this company of category PME shows in 2024 a revenue of 6.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - B.M.T.I. BARDAGES METALLIQUES TOITURES INDUSTRIELLES (SIREN 411495096)
Indicator 2024 2023 2022 2021 2020 2018 2017 2016
Revenue 6 014 448 € 5 764 265 € 5 373 515 € 4 958 779 € 5 373 853 € 6 171 987 € 5 832 372 € N/C
Net income 102 225 € 149 316 € 135 935 € 17 649 € 98 096 € 31 042 € -20 926 € 295 204 €
EBITDA 16 416 € 195 596 € 20 413 € -40 498 € 89 637 € -99 543 € 3 590 995 € N/C
Net margin 1.7% 2.6% 2.5% 0.4% 1.8% 0.5% -0.4% N/C

Revenue and income statement

In 2024, B.M.T.I. BARDAGES METALLIQUES TOITURES INDUSTRIELLES achieves revenue of 6.0 M€. Revenue is growing positively over 8 years (CAGR: +0.4%). Vs 2023: +4%. After deducting consumption (2.4 M€), gross margin stands at 3.6 M€, i.e. a rate of 60%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 16 k€, representing 0.3% of revenue. Warning negative scissor effect: despite revenue change (+4%), EBITDA varies by -92%, reducing margin by 3.1 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 102 k€, i.e. 1.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

6 014 448 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

3 635 308 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

16 416 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

117 292 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

102 225 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

0.3%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 72%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 23%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

72.217%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

22.684%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-0.049%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-131.475

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

33.4%

Solvency indicators evolution
B.M.T.I. BARDAGES METALLIQUES TOITURES INDUSTRIELLES

Sector positioning

Debt ratio
72.22 2024
2022
2023
2024
Q1: 4.55
Med: 19.76
Q3: 51.32
Average

In 2024, the debt ratio of B.M.T.I. BARDAGES METALLI... (72.22) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
22.68% 2024
2022
2023
2024
Q1: 20.21%
Med: 41.48%
Q3: 58.46%
Average

In 2024, the financial autonomy of B.M.T.I. BARDAGES METALLI... (22.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-131.47 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.33 years
Q3: 1.23 years
Excellent -73 pts over 3 years

In 2024, the repayment capacity of B.M.T.I. BARDAGES METALLI... (-131.47) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 149.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 65.9x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

149.373

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

65.887

Liquidity indicators evolution
B.M.T.I. BARDAGES METALLIQUES TOITURES INDUSTRIELLES

Sector positioning

Liquidity ratio
149.37 2024
2022
2023
2024
Q1: 152.81
Med: 217.71
Q3: 316.62
Watch -14 pts over 3 years

In 2024, the liquidity ratio of B.M.T.I. BARDAGES METALLI... (149.37) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
65.89x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.51x
Q3: 2.62x
Excellent +7 pts over 3 years

In 2024, the interest coverage of B.M.T.I. BARDAGES METALLI... (65.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 78 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 58 days. The company must finance 20 days of gap between collections and payments. Inventory turnover is 8 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 83 days of revenue, i.e. 1.4 M€ to permanently finance.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 387 172 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

78 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

58 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

8 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

83 j

WCR and payment terms evolution
B.M.T.I. BARDAGES METALLIQUES TOITURES INDUSTRIELLES

Positioning of B.M.T.I. BARDAGES METALLIQUES TOITURES INDUSTRIELLES in its sector

Comparison with sector Travaux de couverture par éléments

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 200 654€ to 694 994€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2024
Indicative
200k€ 351k€ 694k€
351 663 € Range: 200 654€ - 694 994€
NAF 5 année 2024

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de couverture par éléments)

Compare B.M.T.I. BARDAGES METALLIQUES TOITURES INDUSTRIELLES with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de couverture par éléments

Frequently asked questions about B.M.T.I. BARDAGES METALLIQUES TOITURES INDUSTRIELLES

What is the revenue of B.M.T.I. BARDAGES METALLIQUES TOITURES INDUSTRIELLES ?

The revenue of B.M.T.I. BARDAGES METALLIQUES TOITURES INDUSTRIELLES in 2024 is 6.0 M€.

Is B.M.T.I. BARDAGES METALLIQUES TOITURES INDUSTRIELLES profitable?

Yes, B.M.T.I. BARDAGES METALLIQUES TOITURES INDUSTRIELLES generated a net profit of 102 k€ in 2024.

Where is the headquarters of B.M.T.I. BARDAGES METALLIQUES TOITURES INDUSTRIELLES ?

The headquarters of B.M.T.I. BARDAGES METALLIQUES TOITURES INDUSTRIELLES is located in BEAUCOUZE (49070), in the department Maine-et-Loire.

Where to find the tax return of B.M.T.I. BARDAGES METALLIQUES TOITURES INDUSTRIELLES ?

The tax return of B.M.T.I. BARDAGES METALLIQUES TOITURES INDUSTRIELLES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does B.M.T.I. BARDAGES METALLIQUES TOITURES INDUSTRIELLES operate?

B.M.T.I. BARDAGES METALLIQUES TOITURES INDUSTRIELLES operates in the sector Travaux de couverture par éléments (NAF code 43.91B). See the 'Sector positioning' section above to compare the company with its competitors.