BMI BATIMENT MAISONS INDIVIDUELLES : revenue, balance sheet and financial ratios

BMI BATIMENT MAISONS INDIVIDUELLES is a French company founded 21 years ago, specialized in the sector Travaux d'installation d'équipements thermiques et de climatisation. Based in ROUBAIX (59100), this company of category PME shows in 2022 a revenue of 3.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BMI BATIMENT MAISONS INDIVIDUELLES (SIREN 479726705)
Indicator 2024 2023 2022 2021 2020 2019
Revenue N/C N/C 2 966 807 € 2 409 443 € N/C 1 225 861 €
Net income -339 040 € -40 657 € 45 992 € 49 960 € 84 046 € 101 950 €
EBITDA N/C N/C 78 279 € 81 630 € N/C 102 775 €
Net margin N/C N/C 1.6% 2.1% N/C 8.3%

Revenue and income statement

In 2024, BMI BATIMENT MAISONS INDIVIDUELLES records a net loss of 339 k€. This deficit will reduce equity on the balance sheet.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-339 040 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 302%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 4%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

302.451%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

3.896%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

33.1%

Solvency indicators evolution
BMI BATIMENT MAISONS INDIVIDUELLES

Sector positioning

Debt ratio
302.45 2024
2022
2023
2024
Q1: 1.0
Med: 13.24
Q3: 41.25
Average +16 pts over 3 years

In 2024, the debt ratio of BMI BATIMENT MAISONS INDI... (302.45) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
3.9% 2024
2022
2023
2024
Q1: 17.51%
Med: 38.82%
Q3: 57.73%
Average -19 pts over 3 years

In 2024, the financial autonomy of BMI BATIMENT MAISONS INDI... (3.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
3.19 years 2022
2022
Q1: 0.0 years
Med: 0.29 years
Q3: 1.7 years
Average

In 2022, the repayment capacity of BMI BATIMENT MAISONS INDI... (3.19) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 114.29. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

114.294

Liquidity indicators evolution
BMI BATIMENT MAISONS INDIVIDUELLES

Sector positioning

Liquidity ratio
114.29 2024
2022
2023
2024
Q1: 154.24
Med: 215.08
Q3: 312.23
Watch

In 2024, the liquidity ratio of BMI BATIMENT MAISONS INDI... (114.29) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
5.07x 2022
2022
Q1: 0.0x
Med: 0.31x
Q3: 2.21x
Excellent

In 2022, the interest coverage of BMI BATIMENT MAISONS INDI... (5.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 966 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 1020 days. Excellent situation: suppliers finance 54 days of the operating cycle (retail model).

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

966 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

1020 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
BMI BATIMENT MAISONS INDIVIDUELLES

Positioning of BMI BATIMENT MAISONS INDIVIDUELLES in its sector

Comparison with sector Travaux d'installation d'équipements thermiques et de climatisation

Similar companies (Travaux d'installation d'équipements thermiques et de climatisation)

Compare BMI BATIMENT MAISONS INDIVIDUELLES with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux d'installation d'équipements thermiques et de climatisation

Frequently asked questions about BMI BATIMENT MAISONS INDIVIDUELLES

What is the revenue of BMI BATIMENT MAISONS INDIVIDUELLES ?

The revenue of BMI BATIMENT MAISONS INDIVIDUELLES in 2022 is 3.0 M€.

Is BMI BATIMENT MAISONS INDIVIDUELLES profitable?

BMI BATIMENT MAISONS INDIVIDUELLES recorded a net loss in 2024.

Where is the headquarters of BMI BATIMENT MAISONS INDIVIDUELLES ?

The headquarters of BMI BATIMENT MAISONS INDIVIDUELLES is located in ROUBAIX (59100), in the department Nord.

Where to find the tax return of BMI BATIMENT MAISONS INDIVIDUELLES ?

The tax return of BMI BATIMENT MAISONS INDIVIDUELLES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BMI BATIMENT MAISONS INDIVIDUELLES operate?

BMI BATIMENT MAISONS INDIVIDUELLES operates in the sector Travaux d'installation d'équipements thermiques et de climatisation (NAF code 43.22B). See the 'Sector positioning' section above to compare the company with its competitors.