BM MONTAGE : revenue, balance sheet and financial ratios

BM MONTAGE is a French company founded 24 years ago, specialized in the sector Travaux de menuiserie métallique et serrurerie. Based in CHAPELLE-GUILLAUME (28330), this company of category PME shows in 2019 a revenue of 1.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BM MONTAGE (SIREN 440311488)
Indicator 2022 2021 2019 2018 2017 2016
Revenue N/C N/C 1 366 211 € N/C 1 885 634 € 1 497 486 €
Net income 57 467 € 59 251 € 46 845 € -127 755 € 15 256 € 35 362 €
EBITDA N/C N/C 107 694 € N/C 110 279 € 104 110 €
Net margin N/C N/C 3.4% N/C 0.8% 2.4%

Revenue and income statement

In 2022, BM MONTAGE generates positive net income of 57 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2022: 35 k€ -> 57 k€.

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

57 467 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 26%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 52%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

25.576%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

52.299%

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

30.1%

Solvency indicators evolution
BM MONTAGE

Sector positioning

Debt ratio
25.58 2022
2019
2021
2022
Q1: 4.33
Med: 26.3
Q3: 73.96
Good -19 pts over 3 years

In 2022, the debt ratio of BM MONTAGE (25.58) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
52.3% 2022
2019
2021
2022
Q1: 19.18%
Med: 37.32%
Q3: 55.05%
Good +8 pts over 3 years

In 2022, the financial autonomy of BM MONTAGE (52.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
1.68 years 2019
2019
Q1: 0.0 years
Med: 0.19 years
Q3: 1.24 years
Average

In 2019, the repayment capacity of BM MONTAGE (1.68) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 278.85. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

278.854

Liquidity indicators evolution
BM MONTAGE

Sector positioning

Liquidity ratio
278.85 2022
2019
2021
2022
Q1: 155.15
Med: 215.17
Q3: 298.37
Good +41 pts over 3 years

In 2022, the liquidity ratio of BM MONTAGE (278.85) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
6.2x 2019
2019
Q1: 0.0x
Med: 0.4x
Q3: 2.99x
Excellent

In 2019, the interest coverage of BM MONTAGE (6.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
BM MONTAGE

Positioning of BM MONTAGE in its sector

Comparison with sector Travaux de menuiserie métallique et serrurerie

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (30 transactions). This range of 30 294€ to 298 565€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2022
Indicative
30k€ 94k€ 298k€
94 853 € Range: 30 294€ - 298 565€
NAF 5 année 2022

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 30 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de menuiserie métallique et serrurerie)

Compare BM MONTAGE with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de menuiserie métallique et serrurerie

Frequently asked questions about BM MONTAGE

What is the revenue of BM MONTAGE ?

The revenue of BM MONTAGE in 2019 is 1.4 M€.

Is BM MONTAGE profitable?

Yes, BM MONTAGE generated a net profit of 57 k€ in 2022.

Where is the headquarters of BM MONTAGE ?

The headquarters of BM MONTAGE is located in CHAPELLE-GUILLAUME (28330), in the department Eure-et-Loir.

Where to find the tax return of BM MONTAGE ?

The tax return of BM MONTAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BM MONTAGE operate?

BM MONTAGE operates in the sector Travaux de menuiserie métallique et serrurerie (NAF code 43.32B). See the 'Sector positioning' section above to compare the company with its competitors.