SIREN : 508061470
BM INVEST is a French company founded 17 years ago, specialized in the sector Gestion de fonds. Based in FERE-EN-TARDENOIS (02130), this company of category PME shows in 2024 a revenue of 64 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 63 588 € | 48 710 € | 60 872 € | 95 219 € | 121 215 € | 124 108 € | N/C | N/C | N/C | N/C | N/C |
| Net income | 44 930 € | 36 387 € | 67 066 € | 101 481 € | 122 431 € | 91 786 € | -46 565 € | -53 532 € | -63 282 € | -44 573 € | -21 860 € |
| EBITDA | 43 173 € | 27 341 € | 55 146 € | 90 483 € | 117 446 € | 117 134 € | -394 € | -212 € | -149 € | -229 € | -793 € |
| Net margin | 70.7% | 74.7% | 110.2% | 106.6% | 101.0% | 74.0% | N/C | N/C | N/C | N/C | N/C |
In 2024, BM INVEST achieves revenue of 64 k€. Revenue is declining over the period 2019-2024 (CAGR: -12.5%). Vs 2023, growth of +31% (49 k€ -> 64 k€). After deducting consumption (0 €), gross margin stands at 64 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 43 k€, representing 67.9% of revenue. Positive scissor effect: EBITDA margin improves by +11.8 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 45 k€, i.e. 70.7% of revenue. This profit can be retained or distributed to shareholders.
63 588 €
63 588 €
43 173 €
43 172 €
44 930 €
67.9%
The debt ratio (= Financial debt / Equity x 100) stands at 82%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 12%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 70.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
81.987%
11.846%
70.656%
1.293
In 2024, the debt ratio of BM INVEST (81.99) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of BM INVEST (11.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of BM INVEST (1.29) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 33.58. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 16.7x. Operating income very largely covers interest expenses: high safety margin.
33.581
16.684
In 2024, the liquidity ratio of BM INVEST (33.58) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of BM INVEST (16.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 300 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 142 days. The gap of 158 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-1723 days): operations structurally generate cash.
-304 305 €
300 j
142 j
0 j
-1723 j
Based on 62 transactions of similar company sales
in 2024,
the value of BM INVEST is estimated at
175 791 €
(range 54 073€ - 380 895€).
With an EBITDA of 43 173€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BM INVEST with other companies in the same sector:
The revenue of BM INVEST in 2024 is 64 k€.
Yes, BM INVEST generated a net profit of 45 k€ in 2024.
The headquarters of BM INVEST is located in FERE-EN-TARDENOIS (02130), in the department Aisne.
The tax return of BM INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BM INVEST operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.