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BLB IMMOBILIER - TEMIC : revenue, balance sheet and financial ratios

BLB IMMOBILIER - TEMIC is a French company founded 44 years ago, specialized in the sector Agences immobilières. Based in MAUGUIO (34130), this company of category PME shows in 2024 a net income negative of -82 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BLB IMMOBILIER - TEMIC (SIREN 322768987)
Indicator 2024 2023 2021 2020
Revenue N/C N/C N/C N/C
Net income -82 332 € -132 517 € 22 941 € 55 135 €
EBITDA N/C N/C N/C N/C
Net margin N/C N/C N/C N/C

Revenue and income statement

In 2024, BLB IMMOBILIER - TEMIC records a net loss of 82 k€. This deficit will reduce equity on the balance sheet.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-82 332 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 76%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 1%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

75.993%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

0.547%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

7.1%

Solvency indicators evolution
BLB IMMOBILIER - TEMIC

Sector positioning

Debt ratio
75.99 2024
2021
2023
2024
Q1: 0.0
Med: 10.0
Q3: 66.37
Average +15 pts over 3 years

In 2024, the debt ratio of BLB IMMOBILIER - TEMIC (75.99) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
0.55% 2024
2021
2023
2024
Q1: 2.98%
Med: 26.19%
Q3: 60.09%
Average

In 2024, the financial autonomy of BLB IMMOBILIER - TEMIC (0.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 98.48. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

98.48

Liquidity indicators evolution
BLB IMMOBILIER - TEMIC

Sector positioning

Liquidity ratio
98.48 2024
2021
2023
2024
Q1: 104.02
Med: 180.58
Q3: 478.24
Watch

In 2024, the liquidity ratio of BLB IMMOBILIER - TEMIC (98.48) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
BLB IMMOBILIER - TEMIC

Positioning of BLB IMMOBILIER - TEMIC in its sector

Comparison with sector Agences immobilières

Similar companies (Agences immobilières)

Compare BLB IMMOBILIER - TEMIC with other companies in the same sector:

Frequently asked questions about BLB IMMOBILIER - TEMIC

What is the revenue of BLB IMMOBILIER - TEMIC ?

The revenue of BLB IMMOBILIER - TEMIC is not publicly disclosed (confidential accounts filed with INPI).

Is BLB IMMOBILIER - TEMIC profitable?

BLB IMMOBILIER - TEMIC recorded a net loss in 2024.

Where is the headquarters of BLB IMMOBILIER - TEMIC ?

The headquarters of BLB IMMOBILIER - TEMIC is located in MAUGUIO (34130), in the department Herault.

Where to find the tax return of BLB IMMOBILIER - TEMIC ?

The tax return of BLB IMMOBILIER - TEMIC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BLB IMMOBILIER - TEMIC operate?

BLB IMMOBILIER - TEMIC operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.