BLANC-GONNET CONSTRUCTEUR III : revenue, balance sheet and financial ratios

BLANC-GONNET CONSTRUCTEUR III is a French company founded 21 years ago, specialized in the sector Construction d'autres bâtiments. Based in BEAUFORT (73270), this company of category PME shows in 2020 a revenue of 267 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BLANC-GONNET CONSTRUCTEUR III (SIREN 479898645)
Indicator 2021 2020 2019 2018 2017 2016
Revenue N/C 266 667 € N/C 575 617 € 1 921 833 € 1 226 850 €
Net income -108 590 € -298 107 € -237 515 € 121 749 € 51 505 € -97 621 €
EBITDA -33 248 € -464 380 € -29 115 € 176 832 € 77 400 € -97 131 €
Net margin N/C -111.8% N/C 21.2% 2.7% -8.0%

Revenue and income statement

In 2021, BLANC-GONNET CONSTRUCTEUR III records a net loss of 109 k€. This deficit will reduce equity on the balance sheet.

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-33 248 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-29 651 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-108 590 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 75%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 52%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

75.188%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

51.601%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-3.214

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

81.6%

Solvency indicators evolution
BLANC-GONNET CONSTRUCTEUR III

Sector positioning

Debt ratio
75.19 2021
2019
2020
2021
Q1: 0.04
Med: 18.5
Q3: 93.13
Average +12 pts over 3 years

In 2021, the debt ratio of BLANC-GONNET CONSTRUCTEUR... (75.19) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
51.6% 2021
2019
2020
2021
Q1: 4.54%
Med: 22.45%
Q3: 43.24%
Excellent

In 2021, the financial autonomy of BLANC-GONNET CONSTRUCTEUR... (51.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
-3.21 years 2021
2019
2020
2021
Q1: 0.0 years
Med: 0.01 years
Q3: 1.79 years
Excellent

In 2021, the repayment capacity of BLANC-GONNET CONSTRUCTEUR... (-3.21) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1024.13. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1024.128

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-2.905

Liquidity indicators evolution
BLANC-GONNET CONSTRUCTEUR III

Sector positioning

Liquidity ratio
1024.13 2021
2019
2020
2021
Q1: 127.02
Med: 179.46
Q3: 279.01
Excellent

In 2021, the liquidity ratio of BLANC-GONNET CONSTRUCTEUR... (1024.13) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-2.9x 2021
2019
2020
2021
Q1: 0.0x
Med: 0.0x
Q3: 1.89x
Average

In 2021, the interest coverage of BLANC-GONNET CONSTRUCTEUR... (-2.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 1574 days. Excellent situation: suppliers finance 1574 days of the operating cycle (retail model).

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

1574 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
BLANC-GONNET CONSTRUCTEUR III

Positioning of BLANC-GONNET CONSTRUCTEUR III in its sector

Comparison with sector Construction d'autres bâtiments

Similar companies (Construction d'autres bâtiments)

Compare BLANC-GONNET CONSTRUCTEUR III with other companies in the same sector:

Voir toutes les statistiques du secteur Construction d'autres bâtiments

Frequently asked questions about BLANC-GONNET CONSTRUCTEUR III

What is the revenue of BLANC-GONNET CONSTRUCTEUR III ?

The revenue of BLANC-GONNET CONSTRUCTEUR III in 2020 is 267 k€.

Is BLANC-GONNET CONSTRUCTEUR III profitable?

BLANC-GONNET CONSTRUCTEUR III recorded a net loss in 2021.

Where is the headquarters of BLANC-GONNET CONSTRUCTEUR III ?

The headquarters of BLANC-GONNET CONSTRUCTEUR III is located in BEAUFORT (73270), in the department Savoie.

Where to find the tax return of BLANC-GONNET CONSTRUCTEUR III ?

The tax return of BLANC-GONNET CONSTRUCTEUR III is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BLANC-GONNET CONSTRUCTEUR III operate?

BLANC-GONNET CONSTRUCTEUR III operates in the sector Construction d'autres bâtiments (NAF code 41.20B). See the 'Sector positioning' section above to compare the company with its competitors.