Employees: 03 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 1989-04-01 (37 years)Status: ActiveBusiness sector: Entretien et réparation de véhicules automobiles légersLocation: GAP (05000), Hautes-Alpes
BLANC ET FILS : revenue, balance sheet and financial ratios
BLANC ET FILS is a French company
founded 37 years ago,
specialized in the sector Entretien et réparation de véhicules automobiles légers.
Based in GAP (05000),
this company of category PME
shows in 2024 a revenue of 1.0 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - BLANC ET FILS (SIREN 351065099)
Indicator
2024
2024
2023
2022
2020
2019
2018
2017
Revenue
1 015 885 €
1 013 296 €
1 224 603 €
N/C
N/C
N/C
N/C
N/C
Net income
26 554 €
56 301 €
41 115 €
26 917 €
101 534 €
87 972 €
95 988 €
65 496 €
EBITDA
30 374 €
78 357 €
33 338 €
N/C
N/C
N/C
N/C
N/C
Net margin
2.6%
5.6%
3.4%
N/C
N/C
N/C
N/C
N/C
Revenue and income statement
In 2024, BLANC ET FILS achieves revenue of 1.0 M€. Revenue is declining over the period 2023-2024 (CAGR: -17.0%). Vs 2024: +0%. After deducting consumption (445 k€), gross margin stands at 571 k€, i.e. a rate of 56%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 30 k€, representing 3.0% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -61%, reducing margin by 4.7 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 27 k€, i.e. 2.6% of revenue. This profit can be retained or distributed to shareholders.
Revenue (2024)
?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
1 015 885 €
Gross margin (2024)
?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
571 161 €
EBITDA (2024)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
30 374 €
EBIT (2024)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
29 492 €
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
26 554 €
EBITDA margin (2024)
?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
3.0%
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 4%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 70%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
3.719%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
69.803%
Cash flow / Revenue (2024)
?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
3.333%
Repayment capacity (2024)
?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
0.519
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2019
2020
2022
2023
2024
2024
Debt ratio
24.552
16.551
10.953
10.428
9.535
6.435
4.564
3.719
Financial autonomy
56.37
55.565
58.744
66.256
63.988
70.48
72.367
69.803
Repayment capacity
None
None
None
None
None
1.246
0.366
0.519
Cash flow / Revenue
None%
None%
None%
None%
None%
2.073%
6.666%
3.333%
Sector positioning
Debt ratio
3.722024
2023
2024
2024
Q1: 5.46
Med: 23.95
Q3: 69.2
Excellent
In 2024, the debt ratio of BLANC ET FILS (3.72) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
Financial autonomy
69.8%2024
2023
2024
2024
Q1: 21.34%
Med: 45.54%
Q3: 63.3%
Excellent
In 2024, the financial autonomy of BLANC ET FILS (69.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
0.52 years2024
2023
2024
2024
Q1: 0.0 years
Med: 0.47 years
Q3: 2.06 years
Average-9 pts over 3 years
In 2024, the repayment capacity of BLANC ET FILS (0.52) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 304.46. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 8.7x. Operating income very largely covers interest expenses: high safety margin.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
304.458
Interest coverage (2024)
?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable 1.5-3 : Acceptable < 1.5 : Risk
8.698
Liquidity indicators evolution BLANC ET FILS
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2017
2018
2019
2020
2022
2023
2024
2024
Liquidity ratio
184.082
201.421
209.362
283.9
260.563
353.578
358.175
304.458
Interest coverage
None
None
None
None
None
1.035
3.327
8.698
Sector positioning
Liquidity ratio
304.462024
2023
2024
2024
Q1: 142.55
Med: 216.97
Q3: 327.22
Good-5 pts over 3 years
In 2024, the liquidity ratio of BLANC ET FILS (304.46) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
8.7x2024
2023
2024
2024
Q1: 0.0x
Med: 0.66x
Q3: 4.7x
Excellent+22 pts over 3 years
In 2024, the interest coverage of BLANC ET FILS (8.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 42 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 45 days. Favorable situation: supplier credit is longer than customer credit by 3 days. Inventory turnover is 5 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 142 days of revenue, i.e. 402 k€ to permanently finance.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
402 067 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
42 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
45 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
5 j
WCR in days of revenue (2024)
?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
142 j
WCR and payment terms evolution BLANC ET FILS
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2019
2020
2022
2023
2024
2024
Operating WCR
0 €
0 €
0 €
0 €
0 €
318 201 €
269 172 €
402 067 €
Inventory turnover (days)
0
0
0
0
0
6
6
5
Customer payment term (days)
0
0
0
0
0
42
45
42
Supplier payment term (days)
0
0
0
0
0
31
38
45
Positioning of BLANC ET FILS in its sector
Comparison with sector Entretien et réparation de véhicules automobiles légers
Valuation estimate
Based on 147 transactions of similar company sales
in 2024,
the value of BLANC ET FILS is estimated at
213 736 €
(range 110 567€ - 389 586€).
With an EBITDA of 30 374€, the sector multiple of 5.5x is applied.
The price/revenue ratio is 0.35x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
147 transactions
110k€213k€389k€
213 736 €Range: 110 567€ - 389 586€
NAF 5 année 2024
Valuation detail by method
Ajustez les pondérations selon votre analyse
EBITDA Multiple50%
30 374 €×5.5x
Estimation167 764 €
64 056€ - 272 108€
Revenue Multiple30%
1 015 885 €×0.35x
Estimation352 664 €
233 750€ - 661 890€
Net Income Multiple20%
26 554 €×4.5x
Estimation120 279 €
42 075€ - 274 829€
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 147 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Entretien et réparation de véhicules automobiles légers)
Compare BLANC ET FILS with other companies in the same sector:
Yes, BLANC ET FILS generated a net profit of 27 k€ in 2024.
Where is the headquarters of BLANC ET FILS ?
The headquarters of BLANC ET FILS is located in GAP (05000), in the department Hautes-Alpes.
Where to find the tax return of BLANC ET FILS ?
The tax return of BLANC ET FILS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does BLANC ET FILS operate?
BLANC ET FILS operates in the sector Entretien et réparation de véhicules automobiles légers (NAF code 45.20A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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