SIREN : 808251938
BLA FINANCES is a French company founded 11 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in LA TESTE-DE-BUCH (33115), this company of category PME shows in 2024 a revenue of 30 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2019 | 2018 |
|---|---|---|---|---|---|
| Revenue | 30 164 € | N/C | N/C | 47 332 € | 84 266 € |
| Net income | -37 074 € | -60 835 € | -157 663 € | -42 256 € | -50 157 € |
| EBITDA | -23 921 € | -58 897 € | -26 801 € | -16 378 € | -12 727 € |
| Net margin | -122.9% | N/C | N/C | -89.3% | -59.5% |
In 2024, BLA FINANCES achieves revenue of 30 k€. Revenue is declining over the period 2018-2024 (CAGR: -15.7%). After deducting consumption (0 €), gross margin stands at 30 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -24 k€, representing -79.3% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -37 k€ (-122.9% of revenue), which will impact equity.
30 164 €
30 164 €
-23 921 €
-38 223 €
-37 074 €
-79.3%
The debt ratio (= Financial debt / Equity x 100) stands at 73%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 57%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
73.316%
56.797%
-77.589%
-30.414
98.7%
In 2024, the debt ratio of BLA FINANCES (73.32) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of BLA FINANCES (56.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of BLA FINANCES (-30.41) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 2054.71. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
2054.713
-46.361
In 2024, the liquidity ratio of BLA FINANCES (2054.71) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of BLA FINANCES (-46.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 24 days. Favorable situation: supplier credit is longer than customer credit by 24 days. Overall, WCR represents 2608 days of revenue, i.e. 219 k€ to permanently finance. Notable WCR improvement over the period (-80%), freeing up cash.
218 531 €
0 j
24 j
0 j
2608 j
Indicative estimate only : the number of comparable transactions in this sector is limited (22 transactions). This range of 9 777€ to 24 703€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 22 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BLA FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers
The revenue of BLA FINANCES in 2024 is 30 k€.
BLA FINANCES recorded a net loss in 2024.
The headquarters of BLA FINANCES is located in LA TESTE-DE-BUCH (33115), in the department Gironde.
The tax return of BLA FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BLA FINANCES operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.