B.J.V. - BRICOLAGE JARDINAGE VENDEE : revenue, balance sheet and financial ratios

B.J.V. - BRICOLAGE JARDINAGE VENDEE is a French company founded 30 years ago, specialized in the sector Commerce de détail de quincaillerie, peintures et verres en grandes surfaces (400 m2et plus). Based in SAINT-JEAN-DE-MONTS (85160), this company of category PME shows in 2025 a revenue of 4.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - B.J.V. - BRICOLAGE JARDINAGE VENDEE (SIREN 403234164)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 4 513 810 € 4 812 550 € 4 838 427 € 4 836 769 € 5 254 099 € 4 684 486 € 3 986 339 € 3 274 618 € 3 143 033 €
Net income 570 149 € 672 228 € 631 431 € 668 536 € 662 951 € 563 599 € 426 896 € 298 411 € 272 969 €
EBITDA 689 602 € 820 028 € 824 908 € 857 182 € 1 000 344 € 795 795 € 623 965 € 460 634 € 397 234 €
Net margin 12.6% 14.0% 13.1% 13.8% 12.6% 12.0% 10.7% 9.1% 8.7%

Revenue and income statement

In 2025, B.J.V. - BRICOLAGE JARDINAGE VENDEE achieves revenue of 4.5 M€. Revenue is growing positively over 9 years (CAGR: +4.6%). Slight decline of -6% vs 2024. After deducting consumption (2.4 M€), gross margin stands at 2.1 M€, i.e. a rate of 46%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 690 k€, representing 15.3% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 570 k€, i.e. 12.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

4 513 810 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

2 067 604 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

689 602 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

604 885 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

570 149 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

15.3%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 76%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 14.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.509%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

75.946%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

14.145%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.021

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

29.2%

Solvency indicators evolution
B.J.V. - BRICOLAGE JARDINAGE VENDEE

Sector positioning

Debt ratio
0.51 2025
2023
2024
2025
Q1: 3.0
Med: 25.33
Q3: 83.18
Excellent -17 pts over 3 years

In 2025, the debt ratio of B.J.V. - BRICOLAGE JARDIN... (0.51) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
75.95% 2025
2023
2024
2025
Q1: 24.96%
Med: 47.12%
Q3: 67.03%
Excellent +28 pts over 3 years

In 2025, the financial autonomy of B.J.V. - BRICOLAGE JARDIN... (76.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.02 years 2025
2023
2024
2025
Q1: -0.99 years
Med: 0.49 years
Q3: 4.73 years
Good

In 2025, the repayment capacity of B.J.V. - BRICOLAGE JARDIN... (0.02) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 364.57. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.0x. Coverage is limited: any activity downturn would jeopardize interest payments.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

364.566

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.046

Liquidity indicators evolution
B.J.V. - BRICOLAGE JARDINAGE VENDEE

Sector positioning

Liquidity ratio
364.57 2025
2023
2024
2025
Q1: 174.54
Med: 245.84
Q3: 364.57
Excellent +73 pts over 3 years

In 2025, the liquidity ratio of B.J.V. - BRICOLAGE JARDIN... (364.57) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
1.05x 2025
2023
2024
2025
Q1: -0.09x
Med: 3.3x
Q3: 18.47x
Average -8 pts over 3 years

In 2025, the interest coverage of B.J.V. - BRICOLAGE JARDIN... (1.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 71 days. Excellent situation: suppliers finance 70 days of the operating cycle (retail model). Inventory turnover is 85 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 164 days of revenue, i.e. 2.1 M€ to permanently finance. Over 2017-2025, WCR increased by +127%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

2 055 318 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

1 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

71 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

85 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

164 j

WCR and payment terms evolution
B.J.V. - BRICOLAGE JARDINAGE VENDEE

Positioning of B.J.V. - BRICOLAGE JARDINAGE VENDEE in its sector

Comparison with sector Commerce de détail de quincaillerie, peintures et verres en grandes surfaces (400 m2et plus)

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (28 transactions). This range of 601 398€ to 1 489 373€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2025
Indicative
601k€ 696k€ 1489k€
696 560 € Range: 601 398€ - 1 489 373€
NAF 5 année 2025

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 28 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de détail de quincaillerie, peintures et verres en grandes surfaces (400 m2et plus))

Compare B.J.V. - BRICOLAGE JARDINAGE VENDEE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de détail de quincaillerie, peintures et verres en grandes surfaces (400 m2et plus)

Frequently asked questions about B.J.V. - BRICOLAGE JARDINAGE VENDEE

What is the revenue of B.J.V. - BRICOLAGE JARDINAGE VENDEE ?

The revenue of B.J.V. - BRICOLAGE JARDINAGE VENDEE in 2025 is 4.5 M€.

Is B.J.V. - BRICOLAGE JARDINAGE VENDEE profitable?

Yes, B.J.V. - BRICOLAGE JARDINAGE VENDEE generated a net profit of 570 k€ in 2025.

Where is the headquarters of B.J.V. - BRICOLAGE JARDINAGE VENDEE ?

The headquarters of B.J.V. - BRICOLAGE JARDINAGE VENDEE is located in SAINT-JEAN-DE-MONTS (85160), in the department Vendee.

Where to find the tax return of B.J.V. - BRICOLAGE JARDINAGE VENDEE ?

The tax return of B.J.V. - BRICOLAGE JARDINAGE VENDEE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does B.J.V. - BRICOLAGE JARDINAGE VENDEE operate?

B.J.V. - BRICOLAGE JARDINAGE VENDEE operates in the sector Commerce de détail de quincaillerie, peintures et verres en grandes surfaces (400 m2et plus) (NAF code 47.52B). See the 'Sector positioning' section above to compare the company with its competitors.