Employees: NN (None)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2006-07-01 (19 years)Status: ActiveBusiness sector: Activité des économistes de la constructionLocation: PLANFOY (42660), Loire
BJ COORDINATION : revenue, balance sheet and financial ratios
BJ COORDINATION is a French company
founded 19 years ago,
specialized in the sector Activité des économistes de la construction.
Based in PLANFOY (42660),
this company of category PME
shows in 2021 a revenue of 109 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - BJ COORDINATION (SIREN 491535068)
Indicator
2021
2020
2019
2018
2017
2016
Revenue
109 241 €
1 239 534 €
1 512 066 €
1 360 880 €
1 311 663 €
1 070 549 €
Net income
83 234 €
166 783 €
7 861 €
35 349 €
30 993 €
21 063 €
EBITDA
-3 790 €
-47 522 €
37 483 €
67 841 €
64 353 €
52 779 €
Net margin
76.2%
13.5%
0.5%
2.6%
2.4%
2.0%
Revenue and income statement
In 2021, BJ COORDINATION achieves revenue of 109 k€. Revenue is declining over the period 2016-2021 (CAGR: -36.6%). Significant drop of -91% vs 2020. After deducting consumption (0 €), gross margin stands at 109 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -4 k€, representing -3.5% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 83 k€, i.e. 76.2% of revenue. This profit can be retained or distributed to shareholders.
Revenue (2021)
?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
109 241 €
Gross margin (2021)
?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
109 241 €
EBITDA (2021)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
-3 790 €
EBIT (2021)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
92 886 €
Net income (2021)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
83 234 €
EBITDA margin (2021)
?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
-3.5%
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 13%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 81%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2021)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
12.773%
Financial autonomy (2021)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
81.321%
Cash flow / Revenue (2021)
?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
-12.634%
Repayment capacity (2021)
?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
-4.591
Asset age ratio (2021)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
Debt ratio
88.431
74.103
49.405
29.573
14.005
12.773
Financial autonomy
33.313
30.293
38.958
39.396
58.42
81.321
Repayment capacity
3.676
2.727
1.839
1.622
-0.694
-4.591
Cash flow / Revenue
4.474%
4.288%
4.374%
2.957%
-6.714%
-12.634%
Sector positioning
Debt ratio
12.772021
2019
2020
2021
Q1: 0.15
Med: 17.93
Q3: 82.76
Good-20 pts over 3 years
In 2021, the debt ratio of BJ COORDINATION (12.77) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
81.32%2021
2019
2020
2021
Q1: 7.13%
Med: 29.87%
Q3: 57.36%
Excellent+18 pts over 3 years
In 2021, the financial autonomy of BJ COORDINATION (81.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
-4.59 years2021
2019
2020
2021
Q1: 0.0 years
Med: 0.01 years
Q3: 1.33 years
Excellent-50 pts over 3 years
In 2021, the repayment capacity of BJ COORDINATION (-4.59) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 1118.80. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2021)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
1118.802
Interest coverage (2021)
?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable 1.5-3 : Acceptable < 1.5 : Risk
-25.91
Liquidity indicators evolution BJ COORDINATION
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
Liquidity ratio
149.833
132.178
151.496
152.258
283.986
1118.802
Interest coverage
7.602
7.619
4.248
3.199
-2.17
-25.91
Sector positioning
Liquidity ratio
1118.82021
2019
2020
2021
Q1: 142.39
Med: 221.4
Q3: 352.97
Excellent+44 pts over 3 years
In 2021, the liquidity ratio of BJ COORDINATION (1118.80) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Interest coverage
-25.91x2021
2019
2020
2021
Q1: 0.0x
Med: 0.0x
Q3: 0.93x
Watch-51 pts over 3 years
In 2021, the interest coverage of BJ COORDINATION (-25.9x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 348 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 8 days. The gap of 340 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 1172 days of revenue, i.e. 356 k€ to permanently finance. Over 2016-2021, WCR increased by +60%, requiring additional financing.
Operating WCR (2021)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
355 641 €
Customer credit (2021)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
348 j
Supplier credit (2021)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
8 j
Inventory turnover (2021)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR in days of revenue (2021)
?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
1172 j
WCR and payment terms evolution BJ COORDINATION
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
Operating WCR
222 674 €
226 905 €
271 863 €
298 497 €
482 042 €
355 641 €
Inventory turnover (days)
0
0
0
5
0
0
Customer payment term (days)
76
71
82
83
67
348
Supplier payment term (days)
60
81
55
54
44
8
Positioning of BJ COORDINATION in its sector
Comparison with sector Activité des économistes de la construction
Valuation estimate
Based on 98 transactions of similar company sales
(all years),
the value of BJ COORDINATION is estimated at
185 416 €
(range 40 358€ - 312 132€).
The price/revenue ratio is 0.36x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2021
98 tx
40k€185k€312k€
185 416 €Range: 40 358€ - 312 132€
NAF 5 all-time
Valuation detail by method
Ajustez les pondérations selon votre analyse
Revenue Multiple30%
109 241 €×0.36x
Estimation39 707 €
13 039€ - 67 187€
Net Income Multiple20%
83 234 €×4.9x
Estimation403 980 €
81 338€ - 679 551€
How is this estimate calculated?
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activité des économistes de la construction)
Compare BJ COORDINATION with other companies in the same sector:
Yes, BJ COORDINATION generated a net profit of 83 k€ in 2021.
Where is the headquarters of BJ COORDINATION ?
The headquarters of BJ COORDINATION is located in PLANFOY (42660), in the department Loire.
Where to find the tax return of BJ COORDINATION ?
The tax return of BJ COORDINATION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does BJ COORDINATION operate?
BJ COORDINATION operates in the sector Activité des économistes de la construction (NAF code 74.90A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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