SIREN : 840998736
BIVERGENCE is a French company founded 7 years ago, specialized in the sector Activités des sociétés holding. Based in CESSON (77240), this company of category PME shows in 2023 a revenue of 69 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 69 227 € | N/C | N/C | N/C | 1 320 € |
| Net income | 105 565 € | -22 892 € | 43 308 € | 50 413 € | -14 665 € |
| EBITDA | -12 795 € | -19 964 € | -6 085 € | -6 057 € | -5 063 € |
| Net margin | 152.5% | N/C | N/C | N/C | -1111.0% |
In 2023, BIVERGENCE achieves revenue of 69 k€. Over the period 2020-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +274.3%. After deducting consumption (0 €), gross margin stands at 69 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -13 k€, representing -18.5% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 106 k€, i.e. 152.5% of revenue. This profit can be retained or distributed to shareholders.
69 227 €
69 227 €
-12 795 €
-12 795 €
105 565 €
-18.5%
The debt ratio (= Financial debt / Equity x 100) stands at 158%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 31%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 10.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 152.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
158.075%
31.484%
152.491%
10.558
In 2023, the debt ratio of BIVERGENCE (158.07) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of BIVERGENCE (31.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of BIVERGENCE (10.56) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 0.00. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement.
0.0
-200.391
In 2023, the liquidity ratio of BIVERGENCE (0.00) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of BIVERGENCE (-200.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 66 days. Excellent situation: suppliers finance 66 days of the operating cycle (retail model). WCR is negative (-2165 days): operations structurally generate cash. Notable WCR improvement over the period (-73%), freeing up cash.
-416 415 €
0 j
66 j
0 j
-2165 j
Based on 63 transactions of similar company sales
in 2023,
the value of BIVERGENCE is estimated at
403 865 €
(range 79 106€ - 614 143€).
The price/revenue ratio is 0.24x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BIVERGENCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of BIVERGENCE in 2023 is 69 k€.
Yes, BIVERGENCE generated a net profit of 106 k€ in 2023.
The headquarters of BIVERGENCE is located in CESSON (77240), in the department Seine-et-Marne.
The tax return of BIVERGENCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BIVERGENCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.