BIEVRE FONCIERE : revenue, balance sheet and financial ratios

BIEVRE FONCIERE is a French company founded 20 years ago, specialized in the sector Administration d'immeubles et autres biens immobiliers. Based in SAINT-ETIENNE-DE-SAINT-GEOIRS (38590), this company of category PME shows in 2025 a revenue of 1.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BIEVRE FONCIERE (SIREN 488630195)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 1 453 267 € 1 359 810 € 1 275 809 € 1 208 693 € 1 175 597 € 1 148 237 € 1 116 980 € 1 099 015 € 1 084 309 €
Net income 545 895 € 454 630 € 258 522 € 102 099 € 58 370 € 18 883 € -27 181 € -70 399 € -167 394 €
EBITDA 1 230 548 € 1 141 990 € 1 062 073 € 997 723 € 959 921 € 932 139 € 899 255 € 873 056 € 888 804 €
Net margin 37.6% 33.4% 20.3% 8.4% 5.0% 1.6% -2.4% -6.4% -15.4%

Revenue and income statement

In 2025, BIEVRE FONCIERE achieves revenue of 1.5 M€. Revenue is growing positively over 9 years (CAGR: +3.7%). Vs 2024: +7%. After deducting consumption (0 €), gross margin stands at 1.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.2 M€, representing 84.7% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 546 k€, i.e. 37.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 453 267 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 453 267 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

1 230 548 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

779 639 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

545 895 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

84.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 133%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 37%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 68.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

133.408%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

36.678%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

68.591%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.699

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

13.2%

Solvency indicators evolution
BIEVRE FONCIERE

Sector positioning

Debt ratio
133.41 2025
2023
2024
2025
Q1: 0.21
Med: 14.64
Q3: 59.08
Watch

In 2025, the debt ratio of BIEVRE FONCIERE (133.41) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
36.68% 2025
2023
2024
2025
Q1: 4.78%
Med: 18.73%
Q3: 47.63%
Good +18 pts over 3 years

In 2025, the financial autonomy of BIEVRE FONCIERE (36.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
1.7 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.2 years
Q3: 3.44 years
Average -13 pts over 3 years

In 2025, the repayment capacity of BIEVRE FONCIERE (1.70) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 941.92. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 5.4x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

941.916

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

5.361

Liquidity indicators evolution
BIEVRE FONCIERE

Sector positioning

Liquidity ratio
941.92 2025
2023
2024
2025
Q1: 100.98
Med: 112.52
Q3: 416.44
Excellent

In 2025, the liquidity ratio of BIEVRE FONCIERE (941.92) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
5.36x 2025
2023
2024
2025
Q1: -0.62x
Med: 0.0x
Q3: 4.08x
Excellent

In 2025, the interest coverage of BIEVRE FONCIERE (5.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 81 days. Excellent situation: suppliers finance 81 days of the operating cycle (retail model). WCR is negative (-100 days): operations structurally generate cash.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-404 473 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

81 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-100 j

WCR and payment terms evolution
BIEVRE FONCIERE

Positioning of BIEVRE FONCIERE in its sector

Comparison with sector Administration d'immeubles et autres biens immobiliers

Valuation estimate

Based on 277 transactions of similar company sales (all years), the value of BIEVRE FONCIERE is estimated at 1 184 055 € (range 398 642€ - 3 483 550€). With an EBITDA of 1 230 548€, the sector multiple of 1.3x is applied. The price/revenue ratio is 0.29x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
277 transactions
398k€ 1184k€ 3483k€
1 184 055 € Range: 398 642€ - 3 483 550€
NAF 5 all-time

Valuation detail by method

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EBITDA Multiple 50%
1 230 548 € × 1.3x
Estimation 1 632 039 €
567 852€ - 4 924 065€
Revenue Multiple 30%
1 453 267 € × 0.29x
Estimation 414 697 €
199 885€ - 904 706€
Net Income Multiple 20%
545 895 € × 2.2x
Estimation 1 218 137 €
273 756€ - 3 750 530€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 277 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Administration d'immeubles et autres biens immobiliers)

Compare BIEVRE FONCIERE with other companies in the same sector:

Voir toutes les statistiques du secteur Administration d'immeubles et autres biens immobiliers

Frequently asked questions about BIEVRE FONCIERE

What is the revenue of BIEVRE FONCIERE ?

The revenue of BIEVRE FONCIERE in 2025 is 1.5 M€.

Is BIEVRE FONCIERE profitable?

Yes, BIEVRE FONCIERE generated a net profit of 546 k€ in 2025.

Where is the headquarters of BIEVRE FONCIERE ?

The headquarters of BIEVRE FONCIERE is located in SAINT-ETIENNE-DE-SAINT-GEOIRS (38590), in the department Isere.

Where to find the tax return of BIEVRE FONCIERE ?

The tax return of BIEVRE FONCIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BIEVRE FONCIERE operate?

BIEVRE FONCIERE operates in the sector Administration d'immeubles et autres biens immobiliers (NAF code 68.32A). See the 'Sector positioning' section above to compare the company with its competitors.