BIC INTERNATIONAL DEVELOPMENT : revenue, balance sheet and financial ratios

BIC INTERNATIONAL DEVELOPMENT is a French company founded 126 years ago, specialized in the sector Conseil en systèmes et logiciels informatiques. Based in CLICHY (92110), this company of category ETI shows in 2021 a revenue of 1.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BIC INTERNATIONAL DEVELOPMENT (SIREN 552097610)
Indicator 2024 2023 2021 2020 2019 2018 2017 2016
Revenue N/C N/C 1 002 475 € 828 134 € 1 083 777 € 933 657 € 1 004 926 € 986 009 €
Net income 11 013 € -192 831 € -89 930 € -57 977 € -20 489 € -9 008 € 445 331 € -24 193 €
EBITDA -5 897 € -236 166 € -101 046 € -45 586 € -5 535 € -3 112 € 20 453 € -14 058 €
Net margin N/C N/C -9.0% -7.0% -1.9% -1.0% 44.3% -2.5%

Revenue and income statement

In 2024, BIC INTERNATIONAL DEVELOPMENT generates positive net income of 11 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-5 897 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-5 897 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

11 013 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 3%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 95%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

2.886%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

95.251%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.658

Solvency indicators evolution
BIC INTERNATIONAL DEVELOPMENT

Sector positioning

Debt ratio
2.89 2024
2021
2023
2024
Q1: 0.0
Med: 3.93
Q3: 32.58
Good +10 pts over 3 years

In 2024, the debt ratio of BIC INTERNATIONAL DEVELOP... (2.89) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
95.25% 2024
2021
2023
2024
Q1: 7.97%
Med: 34.38%
Q3: 62.44%
Excellent +12 pts over 3 years

In 2024, the financial autonomy of BIC INTERNATIONAL DEVELOP... (95.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
2.66 years 2024
2021
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 0.5 years
Average +50 pts over 3 years

In 2024, the repayment capacity of BIC INTERNATIONAL DEVELOP... (2.66) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 5001.09. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

5001.094

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-5.613

Liquidity indicators evolution
BIC INTERNATIONAL DEVELOPMENT

Sector positioning

Liquidity ratio
5001.09 2024
2021
2023
2024
Q1: 141.9
Med: 230.48
Q3: 460.89
Excellent +39 pts over 3 years

In 2024, the liquidity ratio of BIC INTERNATIONAL DEVELOP... (5001.09) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-5.61x 2024
2021
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 1.04x
Average

In 2024, the interest coverage of BIC INTERNATIONAL DEVELOP... (-5.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 807 days. Excellent situation: suppliers finance 807 days of the operating cycle (retail model).

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

807 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
BIC INTERNATIONAL DEVELOPMENT

Positioning of BIC INTERNATIONAL DEVELOPMENT in its sector

Comparison with sector Conseil en systèmes et logiciels informatiques

Valuation estimate

Based on 215 transactions of similar company sales (all years), the value of BIC INTERNATIONAL DEVELOPMENT is estimated at 16 246 € (range 7 020€ - 47 694€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
215 transactions
7k€ 16k€ 47k€
16 246 € Range: 7 020€ - 47 694€
NAF 5 all-time

Valuation method used

Net Income Multiple
11 013 € × 1.5x = 16 247 €
Range: 7 021€ - 47 695€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 215 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Conseil en systèmes et logiciels informatiques)

Compare BIC INTERNATIONAL DEVELOPMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Conseil en systèmes et logiciels informatiques

Frequently asked questions about BIC INTERNATIONAL DEVELOPMENT

What is the revenue of BIC INTERNATIONAL DEVELOPMENT ?

The revenue of BIC INTERNATIONAL DEVELOPMENT in 2021 is 1.0 M€.

Is BIC INTERNATIONAL DEVELOPMENT profitable?

Yes, BIC INTERNATIONAL DEVELOPMENT generated a net profit of 11 k€ in 2024.

Where is the headquarters of BIC INTERNATIONAL DEVELOPMENT ?

The headquarters of BIC INTERNATIONAL DEVELOPMENT is located in CLICHY (92110), in the department Hauts-de-Seine.

Where to find the tax return of BIC INTERNATIONAL DEVELOPMENT ?

The tax return of BIC INTERNATIONAL DEVELOPMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BIC INTERNATIONAL DEVELOPMENT operate?

BIC INTERNATIONAL DEVELOPMENT operates in the sector Conseil en systèmes et logiciels informatiques (NAF code 62.02A). See the 'Sector positioning' section above to compare the company with its competitors.