SIREN : 793126749
BIAUTO CONSEIL is a French company founded 12 years ago, specialized in the sector Gestion de fonds. Based in LES GARENNES SUR LOIRE (49610), this company of category PME shows in 2025 a revenue of 212 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 211 958 € | 203 954 € | 145 124 € | 147 800 € | 148 092 € | 161 947 € | 59 073 € | N/C | N/C | N/C |
| Net income | 92 414 € | 20 556 € | 57 512 € | 92 254 € | 110 024 € | 123 401 € | 107 162 € | 19 230 € | 22 213 € | 24 304 € |
| EBITDA | -4 499 € | 7 902 € | 9 656 € | 10 622 € | 30 408 € | 42 950 € | 11 010 € | -7 089 € | -3 566 € | -4 025 € |
| Net margin | 43.6% | 10.1% | 39.6% | 62.4% | 74.3% | 76.2% | 181.4% | N/C | N/C | N/C |
In 2025, BIAUTO CONSEIL achieves revenue of 212 k€. Over the period 2019-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +23.7%. Vs 2024: +4%. After deducting consumption (-9 €), gross margin stands at 212 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -4 k€, representing -2.1% of revenue. Warning negative scissor effect: despite revenue change (+4%), EBITDA varies by -157%, reducing margin by 6.0 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 92 k€, i.e. 43.6% of revenue. This profit can be retained or distributed to shareholders.
211 958 €
211 967 €
-4 499 €
-9 826 €
92 414 €
-2.1%
The debt ratio (= Financial debt / Equity x 100) stands at 37%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 71%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 28.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 4.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
37.364%
70.56%
4.231%
28.916
81.0%
In 2025, the debt ratio of BIAUTO CONSEIL (37.36) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of BIAUTO CONSEIL (70.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of BIAUTO CONSEIL (28.92) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 153.95. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
153.952
-23.916
In 2025, the liquidity ratio of BIAUTO CONSEIL (153.95) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of BIAUTO CONSEIL (-23.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 41 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 7 days. The gap of 34 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 33 days of revenue, i.e. 19 k€ to permanently finance.
19 364 €
41 j
7 j
0 j
33 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 64 914€ to 506 720€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BIAUTO CONSEIL with other companies in the same sector:
The revenue of BIAUTO CONSEIL in 2025 is 212 k€.
Yes, BIAUTO CONSEIL generated a net profit of 92 k€ in 2025.
The headquarters of BIAUTO CONSEIL is located in LES GARENNES SUR LOIRE (49610), in the department Maine-et-Loire.
The tax return of BIAUTO CONSEIL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BIAUTO CONSEIL operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.