SIREN : 477486096
BIAC is a French company founded 21 years ago, specialized in the sector Activités des sociétés holding. Based in NEUILLY-LE-REAL (03340), this company of category PME shows in 2024 a revenue of 240 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 239 587 € | 371 631 € | 365 017 € | 302 156 € | 356 155 € | 278 087 € | 220 684 € | 186 776 € | 167 025 € |
| Net income | 5 177 315 € | 520 595 € | 409 191 € | 368 533 € | 335 270 € | 226 028 € | 190 742 € | 128 144 € | 118 348 € |
| EBITDA | -227 818 € | 135 074 € | 148 548 € | 96 411 € | 185 607 € | 102 840 € | 51 202 € | 32 247 € | 21 338 € |
| Net margin | 2160.9% | 140.1% | 112.1% | 122.0% | 94.1% | 81.3% | 86.4% | 68.6% | 70.9% |
In 2024, BIAC achieves revenue of 240 k€. Revenue is growing positively over 9 years (CAGR: +4.6%). Significant drop of -36% vs 2023. After deducting consumption (0 €), gross margin stands at 240 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -228 k€, representing -95.1% of revenue. Warning negative scissor effect: despite revenue change (-36%), EBITDA varies by -269%, reducing margin by 131.4 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 5.2 M€, i.e. 2160.9% of revenue. This profit can be retained or distributed to shareholders.
239 587 €
239 587 €
-227 818 €
-227 825 €
5 177 315 €
-95.1%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 2160.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.377%
0.369%
2160.933%
0.0
In 2024, the debt ratio of BIAC (0.38) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of BIAC (0.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of BIAC (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 4433.54. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
4433.54
-0.191
In 2024, the liquidity ratio of BIAC (4433.54) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of BIAC (-0.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 184 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 19 days. The gap of 165 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 1533 days of revenue, i.e. 1.0 M€ to permanently finance. Over 2016-2024, WCR increased by +1077%, requiring additional financing.
1 020 329 €
184 j
19 j
0 j
1533 j
Based on 54 transactions of similar company sales
in 2024,
the value of BIAC is estimated at
3 108 110 €
(range 1 980 975€ - 15 567 249€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BIAC with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of BIAC in 2024 is 240 k€.
Yes, BIAC generated a net profit of 5.2 M€ in 2024.
The headquarters of BIAC is located in NEUILLY-LE-REAL (03340), in the department Allier.
The tax return of BIAC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BIAC operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.