Le dernier exercice comptable publié pour cette entreprise remonte à 2019. Les données ci-dessous peuvent ne plus refléter sa situation actuelle.

B.I. CONCEPT : revenue, balance sheet and financial ratios

B.I. CONCEPT is a French company founded 18 years ago, specialized in the sector Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau. Based in PARIS (75012), this company of category PME shows in 2019 a revenue of 39 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-07-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Synthèse

Santé financière : Saine

Aucun signal de fragilité majeur : rentabilité positive et structure financière équilibrée.

In summary, B.I. CONCEPT combines a growing business with positive profitability. Its financial structure is fragile, with debt above sector norms — a point to monitor.

Financial history - B.I. CONCEPT (SIREN 499785251)
Indicator 2019 2018 2017 2016
Revenue 38 649 € 29 662 € 26 290 € 16 926 €
Net income 11 481 € 5 328 € 4 265 € -2 068 €
EBITDA 14 489 € 5 949 € 4 797 € -1 490 €
Net margin 29.7% 18.0% 16.2% -12.2%

Revenue and income statement

In 2019, B.I. CONCEPT achieves revenue of 39 k€. Over the period 2016-2019, the company shows strong growth with a CAGR (compound annual growth rate) of +31.7%. Vs 2018, growth of +30% (30 k€ -> 39 k€). EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 14 k€, representing 37.5% of revenue. Positive scissor effect: EBITDA margin improves by +17.4 pts, sign of improved operational efficiency. Compared with its sector, this ratio places the company among the best positioned (sector median: 6.9%). Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 11 k€, i.e. 29.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2019) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

38 649 €

Gross margin (2019) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

38 649 €

EBITDA (2019) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

14 489 €

EBIT (2019) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

12 525 €

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

11 481 €

EBITDA margin (2019) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

37.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 279%. This ratio is less favorable than the sector median (11.8%) and warrants attention. Financial autonomy (= Equity / Total assets x 100) reaches 18%. This ratio is slightly less favorable than the sector median (32.6%). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 30.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Compared with its sector, this ratio places the company among the best positioned (sector median: 6.2%).

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

279.28%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

17.91%

Cash flow / Revenue (2019) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

30.28%

Repayment capacity (2019) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.83

Asset age ratio (2019) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

6.5%

Solvency indicators evolution
B.I. CONCEPT

Sector positioning

Debt ratio
279.28% 2019
Q1: 0.1%
Med: 11.75%
Q3: 55.47%
Watch

In 2019, the debt ratio of B.I. CONCEPT (279.3%) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
17.91% 2019
Q1: 4.2%
Med: 32.56%
Q3: 57.74%
Average

In 2019, the financial autonomy of B.I. CONCEPT (17.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 3.00. This ratio is more favorable than the sector median (2.0).

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

3.0

Interest coverage (2019) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
B.I. CONCEPT

Sector positioning

Liquidity ratio
3.0 2019
Q1: 1.21
Med: 1.98
Q3: 3.6
Good +30 pts over 3 years

In 2019, the liquidity ratio of B.I. CONCEPT (3.00) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 112 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 3 days. The gap of 109 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 80 days of revenue, i.e. 9 k€ to permanently finance. Between 2016 and 2019, WCR worsened by 111 days of revenue, signaling an increased financing need.

Operating WCR (2019) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

8 572 €

Customer credit (2019) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

112 j

Supplier credit (2019) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

3 j

Inventory turnover (2019) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2019) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

80 j

WCR and payment terms evolution
B.I. CONCEPT

Positioning of B.I. CONCEPT in its sector

Comparison with sector Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (41 transactions). This range of 10 962€ to 54 637€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2019
Indicative
10k€ 22k€ 54k€
22 200 € Range: 10 962€ - 54 637€
NAF 5 all-time

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 41 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau)

Compare B.I. CONCEPT with other companies in the same sector:

Voir toutes les statistiques du secteur Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau

Top companies in Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau

Largest companies by revenue in the sector Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau:

Top companies in Paris

Largest companies by revenue in the department Paris:

Voir le classement complet du département Paris

Frequently asked questions about B.I. CONCEPT

What is the revenue of B.I. CONCEPT ?

The revenue of B.I. CONCEPT in 2019 is 39 k€.

Is B.I. CONCEPT profitable?

Yes, B.I. CONCEPT generated a net profit of 11 k€ in 2019.

Where is the headquarters of B.I. CONCEPT ?

The headquarters of B.I. CONCEPT is located in PARIS (75012), in the department Paris.

Where to find the tax return of B.I. CONCEPT ?

The tax return of B.I. CONCEPT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does B.I. CONCEPT operate?

B.I. CONCEPT operates in the sector Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau (NAF code 82.19Z). See the 'Sector positioning' section above to compare the company with its competitors.