SIREN : 921147229
B'HOLD is a French company founded 3 years ago, specialized in the sector Gestion de fonds. Based in RIOM (63200), this company of category PME shows in 2024 a revenue of 161 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 |
|---|---|---|
| Revenue | 161 100 € | 97 126 € |
| Net income | 7 669 € | -1 491 € |
| EBITDA | 15 338 € | 4 625 € |
| Net margin | 4.8% | -1.5% |
In 2024, B'HOLD achieves revenue of 161 k€. Vs 2023, growth of +66% (97 k€ -> 161 k€). After deducting consumption (0 €), gross margin stands at 161 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 15 k€, representing 9.5% of revenue. Positive scissor effect: EBITDA margin improves by +4.8 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 8 k€, i.e. 4.8% of revenue. This profit can be retained or distributed to shareholders.
161 100 €
161 100 €
15 338 €
15 338 €
7 669 €
9.5%
The debt ratio (= Financial debt / Equity x 100) stands at 211%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 6%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 4.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
210.532%
6.194%
4.761%
0.0
In 2024, the debt ratio of B'HOLD (210.53) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of B'HOLD (6.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of B'HOLD (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 37.98. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 32.6x. Operating income very largely covers interest expenses: high safety margin.
37.983
32.573
In 2024, the liquidity ratio of B'HOLD (37.98) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of B'HOLD (32.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 156 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 485 days. Excellent situation: suppliers finance 329 days of the operating cycle (retail model). WCR is negative (-341 days): operations structurally generate cash.
-152 430 €
156 j
485 j
0 j
-341 j
Based on 62 transactions of similar company sales
in 2024,
the value of B'HOLD is estimated at
62 842 €
(range 22 274€ - 146 253€).
With an EBITDA of 15 338€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare B'HOLD with other companies in the same sector:
The revenue of B'HOLD in 2024 is 161 k€.
Yes, B'HOLD generated a net profit of 8 k€ in 2024.
The headquarters of B'HOLD is located in RIOM (63200), in the department Puy-de-Dome.
The tax return of B'HOLD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
B'HOLD operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.