SIREN : 845217892
BH FINANCES is a French company founded 7 years ago, specialized in the sector Gestion de fonds. Based in OLLAINVILLE (91340), this company of category PME shows in 2024 a revenue of 19 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 18 849 € | 452 289 € | 408 000 € | 600 000 € | 120 000 € | N/C |
| Net income | -101 032 € | 1 258 860 € | 43 064 € | 127 812 € | 15 759 € | -4 996 € |
| EBITDA | -301 086 € | 103 881 € | 52 011 € | 168 007 € | 17 846 € | -4 996 € |
| Net margin | -536.0% | 278.3% | 10.6% | 21.3% | 13.1% | N/C |
In 2024, BH FINANCES achieves revenue of 19 k€. Revenue is declining over the period 2020-2024 (CAGR: -37.0%). Significant drop of -96% vs 2023. After deducting consumption (0 €), gross margin stands at 19 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -301 k€, representing -1597.4% of revenue. Warning negative scissor effect: despite revenue change (-96%), EBITDA varies by -390%, reducing margin by 1620.3 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -101 k€ (-536.0% of revenue), which will impact equity.
18 849 €
18 849 €
-301 086 €
-301 072 €
-101 032 €
-1211.7%
The debt ratio (= Financial debt / Equity x 100) stands at 209%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 29%. The balance between equity and debt is satisfactory.
209.289%
29.1%
-406.584%
-5.354
100.0%
In 2024, the debt ratio of BH FINANCES (209.29) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of BH FINANCES (29.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of BH FINANCES (-5.35) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 853.89. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
853.891
0.0
In 2024, the liquidity ratio of BH FINANCES (853.89) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of BH FINANCES (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 779 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 491 days. The gap of 288 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 13736 days of revenue, i.e. 719 k€ to permanently finance.
719 184 €
779 j
491 j
0 j
13736 j
Based on 62 transactions of similar company sales
in 2024,
the value of BH FINANCES is estimated at
5 737 €
(range 2 968€ - 15 976€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BH FINANCES with other companies in the same sector:
The revenue of BH FINANCES in 2024 is 19 k€.
BH FINANCES recorded a net loss in 2024.
The headquarters of BH FINANCES is located in OLLAINVILLE (91340), in the department Essonne.
The tax return of BH FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BH FINANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.