SIREN : 384743902
B.G.M.E.FINANCES is a French company founded 34 years ago, specialized in the sector Conseil pour les affaires et autres conseils de gestion. Based in PARIS (75009), this company of category ETI shows in 2021 a revenue of 5.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 5 913 279 € | 4 809 825 € | 5 632 533 € | 5 970 587 € | 5 065 276 € | 3 642 664 € |
| Net income | 1 275 595 € | 715 607 € | 10 635 090 € | 1 261 262 € | 1 548 569 € | 1 247 499 € |
| EBITDA | 2 293 111 € | 1 267 066 € | 2 097 791 € | 1 928 135 € | 2 403 505 € | 1 749 702 € |
| Net margin | 21.6% | 14.9% | 188.8% | 21.1% | 30.6% | 34.2% |
In 2021, B.G.M.E.FINANCES achieves revenue of 5.9 M€. Over the period 2016-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +10.2%. Vs 2020, growth of +23% (4.8 M€ -> 5.9 M€). After deducting consumption (0 €), gross margin stands at 5.9 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2.3 M€, representing 38.8% of revenue. Positive scissor effect: EBITDA margin improves by +12.4 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.3 M€, i.e. 21.6% of revenue. This profit can be retained or distributed to shareholders.
5 913 279 €
5 913 279 €
2 293 111 €
1 939 654 €
1 275 595 €
38.8%
The debt ratio (= Financial debt / Equity x 100) stands at 1287%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 7%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 12.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 27.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
1287.347%
6.936%
27.228%
12.413
57.0%
In 2021, the debt ratio of B.G.M.E.FINANCES (1287.35) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of B.G.M.E.FINANCES (6.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of B.G.M.E.FINANCES (12.41) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2368.48. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.8x. Financial charges are adequately covered by operations.
2368.478
4.803
In 2021, the liquidity ratio of B.G.M.E.FINANCES (2368.48) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2021, the interest coverage of B.G.M.E.FINANCES (4.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 30 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 49 days. Favorable situation: supplier credit is longer than customer credit by 19 days. Overall, WCR represents 1172 days of revenue, i.e. 19.2 M€ to permanently finance. Over 2016-2021, WCR increased by +1676%, requiring additional financing.
19 248 255 €
30 j
49 j
0 j
1172 j
Based on 61 transactions of similar company sales
in 2021,
the value of B.G.M.E.FINANCES is estimated at
5 094 725 €
(range 2 727 059€ - 11 167 746€).
With an EBITDA of 2 293 111€, the sector multiple of 3.1x is applied.
The price/revenue ratio is 0.54x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 61 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare B.G.M.E.FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Conseil pour les affaires et autres conseils de gestion
The revenue of B.G.M.E.FINANCES in 2021 is 5.9 M€.
Yes, B.G.M.E.FINANCES generated a net profit of 1.3 M€ in 2021.
The headquarters of B.G.M.E.FINANCES is located in PARIS (75009), in the department Paris.
The tax return of B.G.M.E.FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
B.G.M.E.FINANCES operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.