SIREN : 914925425
BGC is a French company founded 3 years ago, specialized in the sector Autres commerces de détail spécialisés divers. Based in VITRE (35500), this company of category PME shows in 2025 a revenue of 99 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 |
|---|---|---|---|
| Revenue | 98 987 € | 104 488 € | 90 571 € |
| Net income | -833 € | 18 112 € | 15 284 € |
| EBITDA | 1 390 € | 22 444 € | 20 331 € |
| Net margin | -0.8% | 17.3% | 16.9% |
In 2025, BGC achieves revenue of 99 k€. Revenue is growing positively over 3 years (CAGR: +4.5%). Slight decline of -5% vs 2024. After deducting consumption (48 k€), gross margin stands at 51 k€, i.e. a rate of 51%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1 k€, representing 1.4% of revenue. Warning negative scissor effect: despite revenue change (-5%), EBITDA varies by -94%, reducing margin by 20.1 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -833 € (-0.8% of revenue), which will impact equity.
98 987 €
50 925 €
1 390 €
-524 €
-833 €
1.4%
The debt ratio (= Financial debt / Equity x 100) stands at 118%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 42%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 34.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
117.715%
41.608%
1.381%
34.621
61.6%
In 2025, the debt ratio of BGC (117.72) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2025, the financial autonomy of BGC (41.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of BGC (34.62) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 593.28. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 52.5x. Operating income very largely covers interest expenses: high safety margin.
593.279
52.518
In 2025, the liquidity ratio of BGC (593.28) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of BGC (52.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 29 days. Favorable situation: supplier credit is longer than customer credit by 29 days. Inventory turnover is 178 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 175 days of revenue, i.e. 48 k€ to permanently finance.
48 135 €
0 j
29 j
178 j
175 j
Based on 83 transactions of similar company sales
in 2025,
the value of BGC is estimated at
11 666 €
(range 6 818€ - 22 124€).
With an EBITDA of 1 390€, the sector multiple of 2.2x is applied.
The price/revenue ratio is 0.26x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 83 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BGC with other companies in the same sector:
Voir toutes les statistiques du secteur Autres commerces de détail spécialisés divers
The revenue of BGC in 2025 is 99 k€.
BGC recorded a net loss in 2025.
The headquarters of BGC is located in VITRE (35500), in the department Ille-et-Vilaine.
The tax return of BGC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BGC operates in the sector Autres commerces de détail spécialisés divers (NAF code 47.78C). See the 'Sector positioning' section above to compare the company with its competitors.