Employees: 02 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2019-12-04 (6 years)Status: ActiveBusiness sector: Agences immobilièresLocation: JOUE-LES-TOURS (37300), Indre-et-Loire
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
B&G ASSOCIES : revenue, balance sheet and financial ratios
B&G ASSOCIES is a French company
founded 6 years ago,
specialized in the sector Agences immobilières.
Based in JOUE-LES-TOURS (37300),
this company of category PME
shows in 2021 a net income positive of 117 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - B&G ASSOCIES (SIREN 879737989)
Indicator
2021
2020
Revenue
N/C
N/C
Net income
117 025 €
136 323 €
EBITDA
N/C
N/C
Net margin
N/C
N/C
Revenue and income statement
In 2021, B&G ASSOCIES generates positive net income of 117 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2020-2021: 136 k€ -> 117 k€.
Net income (2021)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
117 025 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 152%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 33%. The balance between equity and debt is satisfactory.
Debt ratio (2021)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
151.564%
Financial autonomy (2021)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
32.864%
Asset age ratio (2021)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2020
2021
Debt ratio
389.762
151.564
Financial autonomy
16.718
32.864
Repayment capacity
None
None
Cash flow / Revenue
None%
None%
Sector positioning
Debt ratio
151.562021
2020
2021
Q1: 0.03
Med: 18.28
Q3: 86.35
Average
In 2021, the debt ratio of B&G ASSOCIES (151.56) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
32.86%2021
2020
2021
Q1: 7.6%
Med: 31.41%
Q3: 59.3%
Good+17 pts over 2 years
In 2021, the financial autonomy of B&G ASSOCIES (32.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 165.98. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2021)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
165.981
Liquidity indicators evolution B&G ASSOCIES
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2020
2021
Liquidity ratio
193.715
165.981
Interest coverage
None
None
Sector positioning
Liquidity ratio
165.982021
2020
2021
Q1: 117.18
Med: 198.13
Q3: 396.49
Average-8 pts over 2 years
In 2021, the liquidity ratio of B&G ASSOCIES (165.98) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Positioning of B&G ASSOCIES in its sector
Comparison with sector Agences immobilières
Valuation estimate
Based on 98 transactions of similar company sales
in 2021,
the value of B&G ASSOCIES is estimated at
208 377 €
(range 89 163€ - 507 034€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2021
98 tx
89k€208k€507k€
208 377 €Range: 89 163€ - 507 034€
NAF 5 année 2021
Valuation method used
Net Income Multiple
117 025 €
×
1.8x
=208 378 €
Range: 89 164€ - 507 035€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Agences immobilières)
Compare B&G ASSOCIES with other companies in the same sector:
The revenue of B&G ASSOCIES is not publicly disclosed (confidential accounts filed with INPI).
Is B&G ASSOCIES profitable?
Yes, B&G ASSOCIES generated a net profit of 117 k€ in 2021.
Where is the headquarters of B&G ASSOCIES ?
The headquarters of B&G ASSOCIES is located in JOUE-LES-TOURS (37300), in the department Indre-et-Loire.
Where to find the tax return of B&G ASSOCIES ?
The tax return of B&G ASSOCIES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does B&G ASSOCIES operate?
B&G ASSOCIES operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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