SIREN : 514469733
BFA is a French company founded 16 years ago, specialized in the sector Activités des sociétés holding. Based in SAINT-DENIS (97490), this company of category PME shows in 2025 a revenue of 810 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|
| Revenue | 809 574 € | 789 717 € | 107 308 € | 41 922 € | 60 360 € | 55 200 € |
| Net income | 905 536 € | 891 254 € | 194 815 € | 237 803 € | 491 022 € | 556 056 € |
| EBITDA | 187 106 € | 241 511 € | -138 960 € | -152 801 € | -35 182 € | 771 € |
| Net margin | 111.9% | 112.9% | 181.5% | 567.3% | 813.5% | 1007.3% |
In 2025, BFA achieves revenue of 810 k€. Over the period 2018-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +46.8%. Vs 2024: +3%. After deducting consumption (0 €), gross margin stands at 810 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 187 k€, representing 23.1% of revenue. Warning negative scissor effect: despite revenue change (+3%), EBITDA varies by -23%, reducing margin by 7.5 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 906 k€, i.e. 111.9% of revenue. This profit can be retained or distributed to shareholders.
809 574 €
809 574 €
187 106 €
164 746 €
905 536 €
22.9%
The debt ratio (= Financial debt / Equity x 100) stands at 92%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 40%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.9 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 113.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
92.092%
39.5%
113.355%
5.894
79.9%
In 2025, the debt ratio of BFA (92.09) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of BFA (39.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of BFA (5.89) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 129.21. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 67.5x. Operating income very largely covers interest expenses: high safety margin.
129.209
67.522
In 2025, the liquidity ratio of BFA (129.21) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of BFA (67.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 165 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 4010 days. Excellent situation: suppliers finance 3845 days of the operating cycle (retail model). Overall, WCR represents 1334 days of revenue, i.e. 3.0 M€ to permanently finance. Over 2018-2025, WCR increased by +328%, requiring additional financing.
2 999 115 €
165 j
4010 j
0 j
1334 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 382 324€ to 5 059 605€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BFA with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of BFA in 2025 is 810 k€.
Yes, BFA generated a net profit of 906 k€ in 2025.
The headquarters of BFA is located in SAINT-DENIS (97490), in the department La Reunion.
The tax return of BFA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BFA operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.