SIREN : 510439409
BF AUTO 38 is a French company founded 17 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in NIVOLAS-VERMELLE (38300), this company of category PME shows in 2025 a revenue of 1.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 768 442 € | 2 389 020 € | 1 996 825 € | 1 649 451 € | 1 991 203 € | 1 639 553 € | 1 606 992 € | 1 227 687 € | 1 595 891 € | 1 216 787 € |
| Net income | 14 154 € | 77 084 € | -14 431 € | 29 777 € | 33 651 € | 38 794 € | 62 795 € | 19 261 € | 59 729 € | 22 329 € |
| EBITDA | 10 846 € | 139 355 € | -15 023 € | 14 566 € | 34 145 € | 47 897 € | 81 950 € | 8 230 € | 75 748 € | 25 752 € |
| Net margin | 0.8% | 3.2% | -0.7% | 1.8% | 1.7% | 2.4% | 3.9% | 1.6% | 3.7% | 1.8% |
In 2025, BF AUTO 38 achieves revenue of 1.8 M€. Revenue is growing positively over 10 years (CAGR: +3.8%). Significant drop of -26% vs 2024. After deducting consumption (1.4 M€), gross margin stands at 341 k€, i.e. a rate of 19%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 11 k€, representing 0.6% of revenue. Warning negative scissor effect: despite revenue change (-26%), EBITDA varies by -92%, reducing margin by 5.2 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 14 k€, i.e. 0.8% of revenue. This profit can be retained or distributed to shareholders.
1 768 442 €
340 939 €
10 846 €
21 497 €
14 154 €
0.6%
The debt ratio (= Financial debt / Equity x 100) stands at 40%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 69%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
39.671%
68.665%
-2.403%
-4.386
56.6%
In 2025, the debt ratio of BF AUTO 38 (39.67) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of BF AUTO 38 (68.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of BF AUTO 38 (-4.39) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 2312.99. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 41.3x. Operating income very largely covers interest expenses: high safety margin.
2312.988
41.278
In 2025, the liquidity ratio of BF AUTO 38 (2312.99) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of BF AUTO 38 (41.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 4 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 3 days. The company must finance 1 days of gap between collections and payments. Inventory turnover is 129 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 128 days of revenue, i.e. 630 k€ to permanently finance. Over 2015-2025, WCR increased by +191%, requiring additional financing.
630 025 €
4 j
3 j
129 j
128 j
Based on 113 transactions of similar company sales in 2025, the value of BF AUTO 38 is estimated at 126 641 € (range 66 042€ - 198 396€). With an EBITDA of 10 846€, the sector multiple of 0.7x is applied. The price/revenue ratio is 0.21x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BF AUTO 38 with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers
The revenue of BF AUTO 38 in 2025 is 1.8 M€.
Yes, BF AUTO 38 generated a net profit of 14 k€ in 2025.
The headquarters of BF AUTO 38 is located in NIVOLAS-VERMELLE (38300), in the department Isere.
The tax return of BF AUTO 38 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BF AUTO 38 operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.