BESNARD ET CHAUVIN-MARICHEZ : revenue, balance sheet and financial ratios

BESNARD ET CHAUVIN-MARICHEZ is a French company founded 46 years ago, specialized in the sector Construction d'autres bâtiments. Based in COIGNIERES (78310), this company of category ETI shows in 2024 a revenue of 18.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BESNARD ET CHAUVIN-MARICHEZ (SIREN 318659125)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 17 959 010 € 23 123 126 € 16 509 434 € 18 779 436 € 10 701 686 € 8 824 145 € 9 283 404 € 9 008 699 €
Net income -390 989 € 393 904 € 176 607 € -252 245 € 236 011 € 180 705 € 358 591 € 129 171 €
EBITDA -477 623 € 671 226 € 163 650 € -25 896 € 201 738 € 489 981 € -96 184 € 826 606 €
Net margin -2.2% 1.7% 1.1% -1.3% 2.2% 2.0% 3.9% 1.4%

Revenue and income statement

In 2024, BESNARD ET CHAUVIN-MARICHEZ achieves revenue of 18.0 M€. Over the period 2017-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +10.4%. Significant drop of -22% vs 2023. After deducting consumption (1.1 M€), gross margin stands at 16.9 M€, i.e. a rate of 94%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -478 k€, representing -2.7% of revenue. Warning negative scissor effect: despite revenue change (-22%), EBITDA varies by -171%, reducing margin by 5.6 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -391 k€ (-2.2% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

17 959 010 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

16 882 652 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-477 623 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-443 554 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-390 989 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-2.7%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 12%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

12.034%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-2.404%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

20.6%

Solvency indicators evolution
BESNARD ET CHAUVIN-MARICHEZ

Sector positioning

Debt ratio
0.0 2024
2022
2023
2024
Q1: 0.03
Med: 12.73
Q3: 55.62
Excellent

In 2024, the debt ratio of BESNARD ET CHAUVIN-MARICHEZ (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
12.03% 2024
2022
2023
2024
Q1: 6.61%
Med: 24.84%
Q3: 47.54%
Average

In 2024, the financial autonomy of BESNARD ET CHAUVIN-MARICHEZ (12.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.01 years
Q3: 1.09 years
Excellent

In 2024, the repayment capacity of BESNARD ET CHAUVIN-MARICHEZ (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 131.68. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

131.684

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-2.119

Liquidity indicators evolution
BESNARD ET CHAUVIN-MARICHEZ

Sector positioning

Liquidity ratio
131.68 2024
2022
2023
2024
Q1: 127.57
Med: 179.6
Q3: 283.39
Average -9 pts over 3 years

In 2024, the liquidity ratio of BESNARD ET CHAUVIN-MARICHEZ (131.68) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-2.12x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 2.65x
Average

In 2024, the interest coverage of BESNARD ET CHAUVIN-MARICHEZ (-2.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 111 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 95 days. The company must finance 16 days of gap between collections and payments. Overall, WCR represents 84 days of revenue, i.e. 4.2 M€ to permanently finance. Over 2017-2024, WCR increased by +39%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

4 186 245 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

111 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

95 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

84 j

WCR and payment terms evolution
BESNARD ET CHAUVIN-MARICHEZ

Positioning of BESNARD ET CHAUVIN-MARICHEZ in its sector

Comparison with sector Construction d'autres bâtiments

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of BESNARD ET CHAUVIN-MARICHEZ is estimated at 1 976 142 € (range 1 375 252€ - 7 748 099€). The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
113 transactions
1375k€ 1976k€ 7748k€
1 976 142 € Range: 1 375 252€ - 7 748 099€
NAF 5 all-time

Valuation method used

Revenue Multiple
17 959 010 € × 0.11x = 1 976 142 €
Range: 1 375 252€ - 7 748 100€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Construction d'autres bâtiments)

Compare BESNARD ET CHAUVIN-MARICHEZ with other companies in the same sector:

Voir toutes les statistiques du secteur Construction d'autres bâtiments

Frequently asked questions about BESNARD ET CHAUVIN-MARICHEZ

What is the revenue of BESNARD ET CHAUVIN-MARICHEZ ?

The revenue of BESNARD ET CHAUVIN-MARICHEZ in 2024 is 18.0 M€.

Is BESNARD ET CHAUVIN-MARICHEZ profitable?

BESNARD ET CHAUVIN-MARICHEZ recorded a net loss in 2024.

Where is the headquarters of BESNARD ET CHAUVIN-MARICHEZ ?

The headquarters of BESNARD ET CHAUVIN-MARICHEZ is located in COIGNIERES (78310), in the department Yvelines.

Where to find the tax return of BESNARD ET CHAUVIN-MARICHEZ ?

The tax return of BESNARD ET CHAUVIN-MARICHEZ is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BESNARD ET CHAUVIN-MARICHEZ operate?

BESNARD ET CHAUVIN-MARICHEZ operates in the sector Construction d'autres bâtiments (NAF code 41.20B). See the 'Sector positioning' section above to compare the company with its competitors.