BERTRAND CONSTRUCTION AMENAGEMENT BCA : revenue, balance sheet and financial ratios

BERTRAND CONSTRUCTION AMENAGEMENT BCA is a French company founded 10 years ago, specialized in the sector Promotion immobilière d'autres bâtiments. Based in CLICHY (92110), this company of category GE shows in 2024 a revenue of 10.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BERTRAND CONSTRUCTION AMENAGEMENT BCA (SIREN 812108843)
Indicator 2024 2023 2022 2021 2020
Revenue 10 686 528 € N/C 3 750 796 € 3 928 659 € 4 543 823 €
Net income -3 110 242 € 204 554 € -4 428 € 7 073 € -25 702 €
EBITDA -2 400 767 € N/C 7 177 € -927 € -57 026 €
Net margin -29.1% N/C -0.1% 0.2% -0.6%

Revenue and income statement

In 2024, BERTRAND CONSTRUCTION AMENAGEMENT BCA achieves revenue of 10.7 M€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +23.8%. After deducting consumption (957 k€), gross margin stands at 9.7 M€, i.e. a rate of 91%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -2.4 M€, representing -22.5% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -3.1 M€ (-29.1% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

10 686 528 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

9 729 541 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-2 400 767 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-2 479 248 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-3 110 242 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-22.5%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -35%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-35.211%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-28.367%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
BERTRAND CONSTRUCTION AMENAGEMENT BCA

Sector positioning

Debt ratio
0.0 2024
2022
2023
2024
Q1: -0.39
Med: 1.1
Q3: 136.85
Good -40 pts over 3 years

In 2024, the debt ratio of BERTRAND CONSTRUCTION AME... (0.00) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
-35.21% 2024
2022
2023
2024
Q1: -0.14%
Med: 9.3%
Q3: 49.18%
Average -32 pts over 3 years

In 2024, the financial autonomy of BERTRAND CONSTRUCTION AME... (-35.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2024
2022
2023
2024
Q1: -8.35 years
Med: 0.0 years
Q3: 0.84 years
Good +26 pts over 3 years

In 2024, the repayment capacity of BERTRAND CONSTRUCTION AME... (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 73.96. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

73.958

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-5.643

Liquidity indicators evolution
BERTRAND CONSTRUCTION AMENAGEMENT BCA

Sector positioning

Liquidity ratio
73.96 2024
2022
2023
2024
Q1: 124.75
Med: 280.5
Q3: 1000.73
Watch -24 pts over 3 years

In 2024, the liquidity ratio of BERTRAND CONSTRUCTION AME... (73.96) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-5.64x 2024
2022
2024
Q1: -9.86x
Med: 0.0x
Q3: 5.47x
Average -39 pts over 2 years

In 2024, the interest coverage of BERTRAND CONSTRUCTION AME... (-5.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 52 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 105 days. Excellent situation: suppliers finance 53 days of the operating cycle (retail model). Inventory turnover is 3 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 80 days of revenue, i.e. 2.4 M€ to permanently finance. Over 2020-2024, WCR increased by +208%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

2 384 699 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

52 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

105 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

3 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

80 j

WCR and payment terms evolution
BERTRAND CONSTRUCTION AMENAGEMENT BCA

Positioning of BERTRAND CONSTRUCTION AMENAGEMENT BCA in its sector

Comparison with sector Promotion immobilière d'autres bâtiments

Valuation estimate

Based on 80 transactions of similar company sales (all years), the value of BERTRAND CONSTRUCTION AMENAGEMENT BCA is estimated at 2 989 676 € (range 1 075 054€ - 7 352 933€). The price/revenue ratio is 0.28x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
80 tx
1075k€ 2989k€ 7352k€
2 989 676 € Range: 1 075 054€ - 7 352 933€
NAF 5 all-time

Valuation method used

Revenue Multiple
10 686 528 € × 0.28x = 2 989 677 €
Range: 1 075 055€ - 7 352 934€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Promotion immobilière d'autres bâtiments)

Compare BERTRAND CONSTRUCTION AMENAGEMENT BCA with other companies in the same sector:

Voir toutes les statistiques du secteur Promotion immobilière d'autres bâtiments

Frequently asked questions about BERTRAND CONSTRUCTION AMENAGEMENT BCA

What is the revenue of BERTRAND CONSTRUCTION AMENAGEMENT BCA ?

The revenue of BERTRAND CONSTRUCTION AMENAGEMENT BCA in 2024 is 10.7 M€.

Is BERTRAND CONSTRUCTION AMENAGEMENT BCA profitable?

BERTRAND CONSTRUCTION AMENAGEMENT BCA recorded a net loss in 2024.

Where is the headquarters of BERTRAND CONSTRUCTION AMENAGEMENT BCA ?

The headquarters of BERTRAND CONSTRUCTION AMENAGEMENT BCA is located in CLICHY (92110), in the department Hauts-de-Seine.

Where to find the tax return of BERTRAND CONSTRUCTION AMENAGEMENT BCA ?

The tax return of BERTRAND CONSTRUCTION AMENAGEMENT BCA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BERTRAND CONSTRUCTION AMENAGEMENT BCA operate?

BERTRAND CONSTRUCTION AMENAGEMENT BCA operates in the sector Promotion immobilière d'autres bâtiments (NAF code 41.10C). See the 'Sector positioning' section above to compare the company with its competitors.