SIREN : 440551703
BERTIM is a French company founded 24 years ago, specialized in the sector Promotion immobilière de logements. Based in LES ARCS (83460), this company of category PME shows in 2025 a revenue of 82 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 82 500 € | 72 300 € | 62 000 € | 61 000 € | 55 000 € | 31 000 € | 14 400 € | 13 200 € | 90 989 € |
| Net income | 178 469 € | 189 649 € | 296 477 € | 282 210 € | 325 538 € | 53 338 € | 128 209 € | 64 151 € | 294 686 € |
| EBITDA | 36 081 € | -37 569 € | -53 675 € | -33 745 € | -5 476 € | -86 852 € | -126 564 € | -185 046 € | -133 610 € |
| Net margin | 216.3% | 262.3% | 478.2% | 462.6% | 591.9% | 172.1% | 890.3% | 486.0% | 323.9% |
In 2025, BERTIM achieves revenue of 82 k€. Activity remains stable over the period (CAGR: -1.2%). Vs 2024, growth of +14% (72 k€ -> 82 k€). After deducting consumption (0 €), gross margin stands at 82 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 36 k€, representing 43.7% of revenue. Positive scissor effect: EBITDA margin improves by +95.7 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 178 k€, i.e. 216.3% of revenue. This profit can be retained or distributed to shareholders.
82 500 €
82 500 €
36 081 €
21 953 €
178 469 €
43.7%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 98%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 213.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.803%
97.98%
213.846%
0.227
77.2%
In 2025, the debt ratio of BERTIM (0.80) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of BERTIM (98.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of BERTIM (0.23) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 7901.33. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 33.7x. Operating income very largely covers interest expenses: high safety margin.
7901.331
33.702
In 2025, the liquidity ratio of BERTIM (7901.33) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of BERTIM (33.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 276 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 77 days. The gap of 199 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 18868 days of revenue, i.e. 4.3 M€ to permanently finance.
4 323 847 €
276 j
77 j
0 j
18868 j
Based on 80 transactions of similar company sales
(all years),
the value of BERTIM is estimated at
108 852 €
(range 36 004€ - 302 724€).
With an EBITDA of 36 081€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BERTIM with other companies in the same sector:
Voir toutes les statistiques du secteur Promotion immobilière de logements
The revenue of BERTIM in 2025 is 82 k€.
Yes, BERTIM generated a net profit of 178 k€ in 2025.
The headquarters of BERTIM is located in LES ARCS (83460), in the department Var.
The tax return of BERTIM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BERTIM operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.