SIREN : 722035193
BERRY PALMER & LYLE is a French company founded 54 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75008), this company of category PME shows in 2025 a revenue of 53.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 53 786 140 € | 46 529 986 € | 37 411 696 € | 28 535 183 € | 18 747 806 € | 7 368 518 € | 4 153 998 € | 4 088 012 € | 4 171 543 € |
| Net income | 14 177 537 € | 12 635 342 € | 4 328 968 € | 6 880 640 € | 1 272 549 € | 2 101 897 € | 720 774 € | 940 898 € | 762 219 € |
| EBITDA | 18 772 952 € | 16 999 922 € | 5 432 162 € | 8 589 530 € | 2 139 555 € | 2 685 544 € | 1 261 997 € | 1 424 807 € | 1 209 740 € |
| Net margin | 26.4% | 27.2% | 11.6% | 24.1% | 6.8% | 28.5% | 17.4% | 23.0% | 18.3% |
In 2025, BERRY PALMER & LYLE achieves revenue of 53.8 M€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +37.7%. Vs 2024, growth of +16% (46.5 M€ -> 53.8 M€). After deducting consumption (0 €), gross margin stands at 53.8 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 18.8 M€, representing 34.9% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 14.2 M€, i.e. 26.4% of revenue. This profit can be retained or distributed to shareholders.
53 786 140 €
53 786 140 €
18 772 952 €
18 329 129 €
14 177 537 €
34.9%
The debt ratio (= Financial debt / Equity x 100) stands at 6%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 35%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 27.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
5.659%
35.153%
27.153%
0.067
0.2%
In 2025, the debt ratio of BERRY PALMER & LYLE (5.66) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of BERRY PALMER & LYLE (35.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of BERRY PALMER & LYLE (0.07) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 173.94. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.2x. Coverage is limited: any activity downturn would jeopardize interest payments.
173.936
1.222
In 2025, the liquidity ratio of BERRY PALMER & LYLE (173.94) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of BERRY PALMER & LYLE (1.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 27 days. Favorable situation: supplier credit is longer than customer credit by 27 days. WCR is negative (-176 days): operations structurally generate cash. Notable WCR improvement over the period (-5966%), freeing up cash.
-26 303 036 €
0 j
27 j
0 j
-176 j
Based on 193 transactions of similar company sales (all years), the value of BERRY PALMER & LYLE is estimated at 32 923 017 € (range 10 055 322€ - 113 543 816€). With an EBITDA of 18 772 952€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BERRY PALMER & LYLE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of BERRY PALMER & LYLE in 2025 is 53.8 M€.
Yes, BERRY PALMER & LYLE generated a net profit of 14.2 M€ in 2025.
The headquarters of BERRY PALMER & LYLE is located in PARIS (75008), in the department Paris.
The tax return of BERRY PALMER & LYLE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BERRY PALMER & LYLE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.