SIREN : 889077442
BERNHARDT MIKAEL is a French company founded 5 years ago, specialized in the sector Activités des sociétés holding. Based in COURGEAC (16190), this company of category PME shows in 2024 a revenue of 18 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Revenue | 18 116 € | 64 800 € | 64 800 € | 48 600 € |
| Net income | 33 636 € | 16 317 € | 22 175 € | 17 667 € |
| EBITDA | 2 695 € | 20 848 € | 21 374 € | 21 742 € |
| Net margin | 185.7% | 25.2% | 34.2% | 36.4% |
In 2024, BERNHARDT MIKAEL achieves revenue of 18 k€. Revenue is declining over the period 2021-2024 (CAGR: -28.0%). Significant drop of -72% vs 2023. After deducting consumption (0 €), gross margin stands at 18 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 14.9% of revenue. Warning negative scissor effect: despite revenue change (-72%), EBITDA varies by -87%, reducing margin by 17.3 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 34 k€, i.e. 185.7% of revenue. This profit can be retained or distributed to shareholders.
18 116 €
18 116 €
2 695 €
2 029 €
33 636 €
14.9%
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 2%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 189.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
2.329%
2.176%
189.479%
0.0
34.4%
In 2024, the debt ratio of BERNHARDT MIKAEL (2.33) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of BERNHARDT MIKAEL (2.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of BERNHARDT MIKAEL (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 1484.90. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 8.8x. Operating income very largely covers interest expenses: high safety margin.
1484.902
8.757
In 2024, the liquidity ratio of BERNHARDT MIKAEL (1484.90) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of BERNHARDT MIKAEL (8.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 356 days. Excellent situation: suppliers finance 356 days of the operating cycle (retail model). Overall, WCR represents 387 days of revenue, i.e. 19 k€ to permanently finance. Over 2021-2024, WCR increased by +221%, requiring additional financing.
19 489 €
0 j
356 j
0 j
387 j
Based on 54 transactions of similar company sales
in 2024,
the value of BERNHARDT MIKAEL is estimated at
19 537 €
(range 9 357€ - 65 275€).
With an EBITDA of 2 695€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BERNHARDT MIKAEL with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of BERNHARDT MIKAEL in 2024 is 18 k€.
Yes, BERNHARDT MIKAEL generated a net profit of 34 k€ in 2024.
The headquarters of BERNHARDT MIKAEL is located in COURGEAC (16190), in the department Charente.
The tax return of BERNHARDT MIKAEL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BERNHARDT MIKAEL operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.