SIREN : 879104347
BERNARDIMMO is a French company founded 6 years ago, specialized in the sector Location de logements. Based in VAILLY-SUR-AISNE (02370), this company of category PME shows in 2020 a revenue of 7 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 |
|---|---|
| Revenue | 7 136 € |
| Net income | -29 € |
| EBITDA | 1 146 € |
| Net margin | -0.4% |
In 2020, BERNARDIMMO achieves revenue of 7 k€. After deducting consumption (0 €), gross margin stands at 7 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1 k€, representing 16.1% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -29 € (-0.4% of revenue), which will impact equity.
7 136 €
7 136 €
1 146 €
-2 554 €
-29 €
13.1%
The debt ratio (= Financial debt / Equity x 100) stands at 92112%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 100%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 63.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 51.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
92112.177%
99.892%
51.513%
63.863
98.5%
In 2020, the debt ratio of BERNARDIMMO (92112.18) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of BERNARDIMMO (99.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2020, the repayment capacity of BERNARDIMMO (63.86) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 17.18. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 58.9x. Operating income very largely covers interest expenses: high safety margin.
17.175
58.901
In 2020, the liquidity ratio of BERNARDIMMO (17.18) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2020, the interest coverage of BERNARDIMMO (58.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. WCR is negative (-723 days): operations structurally generate cash.
-14 337 €
0 j
0 j
0 j
-723 j
Based on 193 transactions of similar company sales in 2020, the value of BERNARDIMMO is estimated at 6 103 € (range 2 859€ - 9 754€). With an EBITDA of 1 146€, the sector multiple of 6.2x is applied. The price/revenue ratio is 0.62x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BERNARDIMMO with other companies in the same sector:
Voir toutes les statistiques du secteur Location de logements
The revenue of BERNARDIMMO in 2020 is 7 k€.
BERNARDIMMO recorded a net loss in 2020.
The headquarters of BERNARDIMMO is located in VAILLY-SUR-AISNE (02370), in the department Aisne.
The tax return of BERNARDIMMO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BERNARDIMMO operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.