SIREN : 494283492
BERNARD RENET SARL is a French company founded 19 years ago, specialized in the sector Activités des agences de publicité. Based in SAINT-MALO (35400), this company of category PME shows in 2022 a revenue of 119 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 118 851 € | 95 651 € | 106 242 € | 119 078 € | 143 828 € | 230 793 € |
| Net income | -15 698 € | 19 575 € | 15 240 € | 3 768 € | -20 223 € | -5 478 € |
| EBITDA | -14 963 € | 20 408 € | 13 311 € | 2 568 € | -20 364 € | -3 139 € |
| Net margin | -13.2% | 20.5% | 14.3% | 3.2% | -14.1% | -2.4% |
In 2022, BERNARD RENET SARL achieves revenue of 119 k€. Revenue is declining over the period 2016-2022 (CAGR: -10.5%). Vs 2021, growth of +24% (96 k€ -> 119 k€). After deducting consumption (0 €), gross margin stands at 119 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -15 k€, representing -12.6% of revenue. Warning negative scissor effect: despite revenue change (+24%), EBITDA varies by -173%, reducing margin by 33.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -16 k€ (-13.2% of revenue), which will impact equity.
118 851 €
118 851 €
-14 963 €
-15 621 €
-15 698 €
-12.6%
The debt ratio (= Financial debt / Equity x 100) stands at 27%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 50%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
27.447%
50.28%
-12.659%
-1.417
In 2022, the debt ratio of BERNARD RENET SARL (27.45) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of BERNARD RENET SARL (50.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2022, the repayment capacity of BERNARD RENET SARL (-1.42) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 34.66. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
34.659
-3.335
In 2022, the liquidity ratio of BERNARD RENET SARL (34.66) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2022, the interest coverage of BERNARD RENET SARL (-3.3x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 69 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 188 days. Excellent situation: suppliers finance 119 days of the operating cycle (retail model). Overall, WCR represents 25 days of revenue, i.e. 8 k€ to permanently finance. Notable WCR improvement over the period (-84%), freeing up cash.
8 200 €
69 j
188 j
0 j
25 j
Based on 68 transactions of similar company sales
(all years),
the value of BERNARD RENET SARL is estimated at
26 677 €
(range 11 056€ - 45 410€).
The price/revenue ratio is 0.22x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 68 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BERNARD RENET SARL with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agences de publicité
The revenue of BERNARD RENET SARL in 2022 is 119 k€.
BERNARD RENET SARL recorded a net loss in 2022.
The headquarters of BERNARD RENET SARL is located in SAINT-MALO (35400), in the department Ille-et-Vilaine.
The tax return of BERNARD RENET SARL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BERNARD RENET SARL operates in the sector Activités des agences de publicité (NAF code 73.11Z). See the 'Sector positioning' section above to compare the company with its competitors.