Le dernier exercice comptable publié pour cette entreprise remonte à 2022. Les données ci-dessous peuvent ne plus refléter sa situation actuelle.

BERNARD MOUNSI : revenue, balance sheet and financial ratios

BERNARD MOUNSI is a French company founded 13 years ago, specialized in the sector Gestion de fonds. Based in LE MANS (72000), this company of category PME shows in 2022 a revenue of 3.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-08-08

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Synthèse

Santé financière : Saine

Aucun signal de fragilité majeur : rentabilité positive et structure financière équilibrée.

In summary, BERNARD MOUNSI combines a growing business with positive profitability. Its financial structure is solid, with debt well contained relative to its sector.

Financial history - BERNARD MOUNSI (SIREN 790140230)
Indicator 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C 3 490 824 € 3 280 940 € N/C N/C N/C N/C N/C
Net income 1 435 349 € 1 627 648 € 1 529 204 € 1 334 334 € 1 192 874 € 977 078 € 997 642 € 805 830 €
EBITDA N/C 1 972 636 € 1 815 581 € N/C N/C N/C N/C N/C
Net margin N/C 46.6% 46.6% N/C N/C N/C N/C N/C

Revenue and income statement

In 2023, BERNARD MOUNSI generates positive net income of 1.4 M€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2019-2023: 806 k€ -> 1.4 M€.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

3 490 824 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

3 255 153 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

1 972 636 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

1 940 665 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

1 627 648 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

56.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. Compared with its sector, this ratio places the company among the best positioned (sector median: 26.9%). Financial autonomy (= Equity / Total assets x 100) reaches 98%. Compared with its sector, this ratio places the company among the best positioned (sector median: 52.7%). Cash flow represents 47.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This ratio is more favorable than the sector median (28.9%).

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

98.16%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

47.54%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
BERNARD MOUNSI

Sector positioning

Debt ratio
0.0% 2023
Q1: 1.72%
Med: 26.9%
Q3: 125.13%
Excellent

In 2023, the debt ratio of BERNARD MOUNSI (0.0%) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
98.38% 2023
Q1: 21.97%
Med: 52.69%
Q3: 81.51%
Excellent

In 2023, the financial autonomy of BERNARD MOUNSI (98.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.0 years 2022
Q1: 0.0 years
Med: 0.68 years
Q3: 4.72 years
Excellent

In 2022, the repayment capacity of BERNARD MOUNSI (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 10.02. Compared with its sector, this ratio places the company among the best positioned (sector median: 3.8). The interest coverage ratio (= EBIT / Interest expenses) is 1.8x. Coverage is limited: any activity downturn would jeopardize interest payments.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

10.02

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.82

Liquidity indicators evolution
BERNARD MOUNSI

Sector positioning

Liquidity ratio
14.02 2023
Q1: 1.35
Med: 3.81
Q3: 12.15
Excellent

In 2023, the liquidity ratio of BERNARD MOUNSI (14.02) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Overall, WCR represents 53 days of revenue, i.e. 0 € to permanently finance.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

509 521 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

39 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

11 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

53 j

WCR and payment terms evolution
BERNARD MOUNSI

Positioning of BERNARD MOUNSI in its sector

Comparison with sector Gestion de fonds

Valuation estimate

Based on 77 transactions of similar company sales in 2023, the value of BERNARD MOUNSI is estimated at 9 181 297 € (range 3 947 631€ - 17 182 402€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2023
77 tx
3947k€ 9181k€ 17182k€
9 181 297 € Range: 3 947 631€ - 17 182 402€
NAF 5 année 2023

Valuation method used

Net Income Multiple
1 435 349 € × 6.4x = 9 181 298 €
Range: 3 947 632€ - 17 182 403€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 77 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Gestion de fonds)

Compare BERNARD MOUNSI with other companies in the same sector:

Voir toutes les statistiques du secteur Gestion de fonds

Top companies in Gestion de fonds

Largest companies by revenue in the sector Gestion de fonds:

Top companies in Sarthe

Largest companies by revenue in the department Sarthe:

Voir le classement complet du département Sarthe

Frequently asked questions about BERNARD MOUNSI

What is the revenue of BERNARD MOUNSI ?

The revenue of BERNARD MOUNSI in 2022 is 3.5 M€.

Is BERNARD MOUNSI profitable?

Yes, BERNARD MOUNSI generated a net profit of 1.4 M€ in 2023.

Where is the headquarters of BERNARD MOUNSI ?

The headquarters of BERNARD MOUNSI is located in LE MANS (72000), in the department Sarthe.

Where to find the tax return of BERNARD MOUNSI ?

The tax return of BERNARD MOUNSI is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BERNARD MOUNSI operate?

BERNARD MOUNSI operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.