SIREN : 016050023
BERNARD LOISEAU SA is a French company founded 66 years ago, specialized in the sector Restauration traditionnelle. Based in SAULIEU (21210), this company of category PME shows in 2025 a revenue of 1.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 810 000 € | 8 060 278 € | 8 776 211 € | 8 080 369 € | 6 251 425 € | 3 796 969 € | 6 362 484 € | 6 127 677 € | 5 227 362 € | 5 074 044 € |
| Net income | -810 000 € | 1 890 571 € | 133 856 € | -822 501 € | 325 910 € | -1 910 107 € | -339 110 € | -678 379 € | -730 771 € | -419 502 € |
| EBITDA | -433 000 € | 567 870 € | 341 834 € | -312 638 € | 375 111 € | -431 096 € | -791 541 € | -1 067 845 € | -1 115 692 € | -857 933 € |
| Net margin | -44.8% | 23.5% | 1.5% | -10.2% | 5.2% | -50.3% | -5.3% | -11.1% | -14.0% | -8.3% |
In 2025, BERNARD LOISEAU SA achieves revenue of 1.8 M€. Revenue is declining over the period 2016-2025 (CAGR: -10.8%). Significant drop of -78% vs 2024. After deducting consumption (418 k€), gross margin stands at 1.4 M€, i.e. a rate of 77%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -433 k€, representing -23.9% of revenue. Warning negative scissor effect: despite revenue change (-78%), EBITDA varies by -176%, reducing margin by 31.0 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -810 k€ (-44.8% of revenue), which will impact equity.
1 810 000 €
1 392 000 €
-433 000 €
-622 000 €
-810 000 €
-23.6%
The debt ratio (= Financial debt / Equity x 100) stands at 172%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 31%. The balance between equity and debt is satisfactory.
172.165%
30.67%
-33.915%
-10.571
35.0%
In 2025, the debt ratio of BERNARD LOISEAU SA (172.16) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of BERNARD LOISEAU SA (30.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of BERNARD LOISEAU SA (-10.57) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 186.81. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
186.81
-107.621
In 2025, the liquidity ratio of BERNARD LOISEAU SA (186.81) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of BERNARD LOISEAU SA (-107.6x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 15 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 136 days. Excellent situation: suppliers finance 121 days of the operating cycle (retail model). Inventory turnover is 142 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 138 days of revenue, i.e. 692 k€ to permanently finance. Notable WCR improvement over the period (-74%), freeing up cash.
691 999 €
15 j
136 j
142 j
138 j
Based on 557 transactions of similar company sales in 2025, the value of BERNARD LOISEAU SA is estimated at 1 001 290 € (range 623 666€ - 1 501 507€). The price/revenue ratio is 0.55x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 557 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BERNARD LOISEAU SA with other companies in the same sector:
Voir toutes les statistiques du secteur Restauration traditionnelle
The revenue of BERNARD LOISEAU SA in 2025 is 1.8 M€.
BERNARD LOISEAU SA recorded a net loss in 2025.
The headquarters of BERNARD LOISEAU SA is located in SAULIEU (21210), in the department Cote-d'Or.
The tax return of BERNARD LOISEAU SA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BERNARD LOISEAU SA operates in the sector Restauration traditionnelle (NAF code 56.10A). See the 'Sector positioning' section above to compare the company with its competitors.