Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

BERNARD ET FILLES : revenue, balance sheet and financial ratios

BERNARD ET FILLES is a French company founded 34 years ago, specialized in the sector Activités des sièges sociaux. Based in CAUBON-SAINT-SAUVEUR (47120), this company of category PME shows in 2019 a net income positive of 396 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BERNARD ET FILLES (SIREN 383700986)
Indicator 2019 2018
Revenue N/C N/C
Net income 396 169 € 41 411 €
EBITDA N/C N/C
Net margin N/C N/C

Revenue and income statement

In 2019, BERNARD ET FILLES generates positive net income of 396 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2018-2019: 41 k€ -> 396 k€.

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

396 169 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 90%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

4.725%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

89.972%

Asset age ratio (2019) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

36.1%

Solvency indicators evolution
BERNARD ET FILLES

Sector positioning

Debt ratio
4.72 2019
2018
2019
Q1: 0.76
Med: 27.52
Q3: 116.12
Good -15 pts over 2 years

In 2019, the debt ratio of BERNARD ET FILLES (4.72) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
89.97% 2019
2018
2019
Q1: 20.31%
Med: 52.4%
Q3: 82.27%
Excellent +15 pts over 2 years

In 2019, the financial autonomy of BERNARD ET FILLES (90.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1525.63. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1525.627

Liquidity indicators evolution
BERNARD ET FILLES

Sector positioning

Liquidity ratio
1525.63 2019
2018
2019
Q1: 99.45
Med: 309.2
Q3: 1311.8
Excellent +30 pts over 2 years

In 2019, the liquidity ratio of BERNARD ET FILLES (1525.63) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Positioning of BERNARD ET FILLES in its sector

Comparison with sector Activités des sièges sociaux

Valuation estimate

Based on 105 transactions of similar company sales in 2019, the value of BERNARD ET FILLES is estimated at 1 674 395 € (range 592 853€ - 3 805 771€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2019
105 transactions
592k€ 1674k€ 3805k€
1 674 395 € Range: 592 853€ - 3 805 771€
NAF 5 année 2019

Valuation method used

Net Income Multiple
396 169 € × 4.2x = 1 674 396 €
Range: 592 854€ - 3 805 771€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 105 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sièges sociaux)

Compare BERNARD ET FILLES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sièges sociaux

Frequently asked questions about BERNARD ET FILLES

What is the revenue of BERNARD ET FILLES ?

The revenue of BERNARD ET FILLES is not publicly disclosed (confidential accounts filed with INPI).

Is BERNARD ET FILLES profitable?

Yes, BERNARD ET FILLES generated a net profit of 396 k€ in 2019.

Where is the headquarters of BERNARD ET FILLES ?

The headquarters of BERNARD ET FILLES is located in CAUBON-SAINT-SAUVEUR (47120), in the department Lot-et-Garonne.

Where to find the tax return of BERNARD ET FILLES ?

The tax return of BERNARD ET FILLES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BERNARD ET FILLES operate?

BERNARD ET FILLES operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.