SIREN : 322409426
BERMASYL is a French company founded 44 years ago, specialized in the sector Hypermarchés. Based in CHALON-SUR-SAONE (71100), this company of category PME shows in 2024 a revenue of 26.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 26 248 925 € | 26 432 588 € | 27 753 457 € | 25 899 147 € | 24 768 125 € | 24 848 388 € |
| Net income | 835 300 € | 1 058 838 € | 1 222 562 € | 1 270 227 € | 650 680 € | 728 398 € |
| EBITDA | 1 452 496 € | 1 193 650 € | 1 701 747 € | 1 885 575 € | 1 225 974 € | 1 365 621 € |
| Net margin | 3.2% | 4.0% | 4.4% | 4.9% | 2.6% | 2.9% |
In 2024, BERMASYL achieves revenue of 26.2 M€. Revenue is growing positively over 6 years (CAGR: +0.7%). Slight decline of -1% vs 2023. After deducting consumption (21.3 M€), gross margin stands at 5.0 M€, i.e. a rate of 19%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.5 M€, representing 5.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 835 k€, i.e. 3.2% of revenue. This profit can be retained or distributed to shareholders.
26 248 925 €
4 973 136 €
1 452 496 €
1 156 261 €
835 300 €
5.5%
The debt ratio (= Financial debt / Equity x 100) stands at 104%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 34%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 4.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
103.633%
33.602%
4.284%
1.554
50.4%
In 2024, the debt ratio of BERMASYL (103.63) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of BERMASYL (33.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of BERMASYL (1.55) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 183.85. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.5x. Financial charges are adequately covered by operations.
183.852
4.482
In 2024, the liquidity ratio of BERMASYL (183.85) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of BERMASYL (4.5x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 15 days. Favorable situation: supplier credit is longer than customer credit by 13 days. Inventory turnover is 13 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 11 days of revenue, i.e. 808 k€ to permanently finance. Notable WCR improvement over the period (-26%), freeing up cash.
807 942 €
2 j
15 j
13 j
11 j
Based on 551 transactions of similar company sales in 2024, the value of BERMASYL is estimated at 6 217 412 € (range 2 620 103€ - 12 836 660€). With an EBITDA of 1 452 496€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.23x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 551 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BERMASYL with other companies in the same sector:
The revenue of BERMASYL in 2024 is 26.2 M€.
Yes, BERMASYL generated a net profit of 835 k€ in 2024.
The headquarters of BERMASYL is located in CHALON-SUR-SAONE (71100), in the department Saone-et-Loire.
The tax return of BERMASYL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BERMASYL operates in the sector Hypermarchés (NAF code 47.11F). See the 'Sector positioning' section above to compare the company with its competitors.