SIREN : 807982293
BERMAGA is a French company founded 11 years ago, specialized in the sector Commerces de détail d'optique. Based in BERCK (62600), this company of category PME shows in 2023 a revenue of 728 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 |
|---|---|---|
| Revenue | 728 037 € | 707 952 € |
| Net income | 57 548 € | 76 413 € |
| EBITDA | 131 213 € | 141 203 € |
| Net margin | 7.9% | 10.8% |
In 2023, BERMAGA achieves revenue of 728 k€. Vs 2022: +3%. After deducting consumption (271 k€), gross margin stands at 457 k€, i.e. a rate of 63%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 131 k€, representing 18.0% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 58 k€, i.e. 7.9% of revenue. This profit can be retained or distributed to shareholders.
728 037 €
457 311 €
131 213 €
68 650 €
57 548 €
18.0%
The debt ratio (= Financial debt / Equity x 100) stands at 77%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 41%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 10.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
77.411%
41.267%
10.74%
2.251
19.3%
In 2023, the debt ratio of BERMAGA (77.41) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of BERMAGA (41.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of BERMAGA (2.25) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 227.46. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.4x. Danger: operating income does not cover interest charges, unsustainable situation.
227.462
0.421
In 2023, the liquidity ratio of BERMAGA (227.46) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of BERMAGA (0.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 45 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 98 days. Excellent situation: suppliers finance 53 days of the operating cycle (retail model). Inventory turnover is 67 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 130 days of revenue, i.e. 264 k€ to permanently finance.
263 731 €
45 j
98 j
67 j
130 j
Based on 100 transactions of similar company sales in 2023, the value of BERMAGA is estimated at 391 925 € (range 191 881€ - 827 933€). With an EBITDA of 131 213€, the sector multiple of 3.9x is applied. The price/revenue ratio is 0.42x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 100 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BERMAGA with other companies in the same sector:
Voir toutes les statistiques du secteur Commerces de détail d'optique
The revenue of BERMAGA in 2023 is 728 k€.
Yes, BERMAGA generated a net profit of 58 k€ in 2023.
The headquarters of BERMAGA is located in BERCK (62600), in the department Pas-de-Calais.
The tax return of BERMAGA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BERMAGA operates in the sector Commerces de détail d'optique (NAF code 47.78A). See the 'Sector positioning' section above to compare the company with its competitors.