SIREN : 531638575
BENECH GESTION is a French company founded 15 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in VILLEPINTE (93420), this company of category ETI shows in 2024 a revenue of 1.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 046 300 € | 1 132 000 € | 1 094 800 € | 1 024 800 € | 641 746 € | 1 262 200 € | 1 218 467 € | 1 139 000 € | 1 085 100 € |
| Net income | 284 511 € | 368 005 € | 375 399 € | 364 512 € | 110 499 € | 526 632 € | 465 974 € | 346 943 € | 187 715 € |
| EBITDA | 363 557 € | 464 006 € | 498 539 € | 495 904 € | 148 935 € | 723 578 € | 607 820 € | 504 032 € | 332 099 € |
| Net margin | 27.2% | 32.5% | 34.3% | 35.6% | 17.2% | 41.7% | 38.2% | 30.5% | 17.3% |
In 2024, BENECH GESTION achieves revenue of 1.0 M€. Activity remains stable over the period (CAGR: -0.5%). Slight decline of -8% vs 2023. After deducting consumption (0 €), gross margin stands at 1.0 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 364 k€, representing 34.7% of revenue. Warning negative scissor effect: despite revenue change (-8%), EBITDA varies by -22%, reducing margin by 6.2 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 285 k€, i.e. 27.2% of revenue. This profit can be retained or distributed to shareholders.
1 046 300 €
1 046 300 €
363 557 €
364 534 €
284 511 €
34.7%
The debt ratio (= Financial debt / Equity x 100) stands at 214%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 27%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 27.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
214.375%
27.112%
27.192%
1.293
In 2024, the debt ratio of BENECH GESTION (214.38) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of BENECH GESTION (27.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of BENECH GESTION (1.29) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 209.95. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
209.948
-0.001
In 2024, the liquidity ratio of BENECH GESTION (209.95) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of BENECH GESTION (-0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 109 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 60 days. The gap of 49 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 451 days of revenue, i.e. 1.3 M€ to permanently finance.
1 311 150 €
109 j
60 j
0 j
451 j
Based on 193 transactions of similar company sales (all years), the value of BENECH GESTION is estimated at 642 970 € (range 197 010€ - 2 219 738€). With an EBITDA of 363 557€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BENECH GESTION with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of BENECH GESTION in 2024 is 1.0 M€.
Yes, BENECH GESTION generated a net profit of 285 k€ in 2024.
The headquarters of BENECH GESTION is located in VILLEPINTE (93420), in the department Seine-Saint-Denis.
The tax return of BENECH GESTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BENECH GESTION operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.