SIREN : 879863165
BENARD AND CO is a French company founded 6 years ago, specialized in the sector Gestion de fonds. Based in LES SABLES D'OLONNE (85100), this company of category PME shows in 2023 a revenue of 104 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2020 |
|---|---|---|---|
| Revenue | 104 000 € | 144 000 € | 90 000 € |
| Net income | 115 780 € | 172 001 € | 7 756 € |
| EBITDA | -52 080 € | 17 580 € | 9 107 € |
| Net margin | 111.3% | 119.4% | 8.6% |
In 2023, BENARD AND CO achieves revenue of 104 k€. Revenue is growing positively over 3 years (CAGR: +4.9%). Significant drop of -28% vs 2022. After deducting consumption (0 €), gross margin stands at 104 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -52 k€, representing -50.1% of revenue. Warning negative scissor effect: despite revenue change (-28%), EBITDA varies by -396%, reducing margin by 62.3 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 116 k€, i.e. 111.3% of revenue. This profit can be retained or distributed to shareholders.
104 000 €
104 000 €
-52 080 €
-46 833 €
115 780 €
-50.1%
The debt ratio (= Financial debt / Equity x 100) stands at 62%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 37%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 113.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
61.893%
36.698%
113.092%
2.926
92.8%
In 2023, the debt ratio of BENARD AND CO (61.89) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of BENARD AND CO (36.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of BENARD AND CO (2.93) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 566.59. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
566.593
-7.744
In 2023, the liquidity ratio of BENARD AND CO (566.59) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of BENARD AND CO (-7.7x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Overall, WCR represents 150 days of revenue, i.e. 43 k€ to permanently finance. Over 2020-2023, WCR increased by +1914%, requiring additional financing.
43 428 €
0 j
0 j
0 j
150 j
Based on 77 transactions of similar company sales
in 2023,
the value of BENARD AND CO is estimated at
327 593 €
(range 148 325€ - 603 379€).
The price/revenue ratio is 0.50x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 77 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BENARD AND CO with other companies in the same sector:
The revenue of BENARD AND CO in 2023 is 104 k€.
Yes, BENARD AND CO generated a net profit of 116 k€ in 2023.
The headquarters of BENARD AND CO is located in LES SABLES D'OLONNE (85100), in the department Vendee.
The tax return of BENARD AND CO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BENARD AND CO operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.