SIREN : 433238169
BELTAVIE is a French company founded 25 years ago, specialized in the sector Supermarchés. Based in FLEURY-LES-AUBRAIS (45400), this company of category PME shows in 2023 a revenue of 9.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 9 586 028 € | 8 630 106 € | 7 981 337 € | 7 679 974 € | 7 517 167 € | 7 756 867 € | 7 322 329 € | 7 036 858 € | 6 908 419 € |
| Net income | -61 967 € | -66 731 € | 45 587 € | 132 479 € | 40 187 € | 49 225 € | 59 656 € | 87 151 € | 27 868 € |
| EBITDA | 29 144 € | 17 957 € | 115 807 € | 261 141 € | 125 711 € | 120 344 € | 125 159 € | 108 020 € | 20 910 € |
| Net margin | -0.6% | -0.8% | 0.6% | 1.7% | 0.5% | 0.6% | 0.8% | 1.2% | 0.4% |
In 2023, BELTAVIE achieves revenue of 9.6 M€. Revenue is growing positively over 9 years (CAGR: +4.2%). Vs 2022, growth of +11% (8.6 M€ -> 9.6 M€). After deducting consumption (8.3 M€), gross margin stands at 1.3 M€, i.e. a rate of 13%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 29 k€, representing 0.3% of revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -62 k€ (-0.6% of revenue), which will impact equity.
9 586 028 €
1 279 560 €
29 144 €
-58 056 €
-61 967 €
0.3%
The debt ratio (= Financial debt / Equity x 100) stands at 359%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 8%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 16.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
359.41%
8.448%
0.253%
16.254
22.8%
In 2023, the debt ratio of BELTAVIE (359.41) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of BELTAVIE (8.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of BELTAVIE (16.25) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 100.24. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 11.2x. Operating income very largely covers interest expenses: high safety margin.
100.241
11.21
In 2023, the liquidity ratio of BELTAVIE (100.24) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2023, the interest coverage of BELTAVIE (11.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 24 days. Favorable situation: supplier credit is longer than customer credit by 23 days. Inventory turnover is 22 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 21 days of revenue, i.e. 570 k€ to permanently finance. Over 2015-2023, WCR increased by +21%, requiring additional financing.
570 273 €
1 j
24 j
22 j
21 j
Based on 357 transactions of similar company sales in 2023, the value of BELTAVIE is estimated at 1 284 037 € (range 773 355€ - 2 111 888€). With an EBITDA of 29 144€, the sector multiple of 5.6x is applied. The price/revenue ratio is 0.33x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 357 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BELTAVIE with other companies in the same sector:
The revenue of BELTAVIE in 2023 is 9.6 M€.
BELTAVIE recorded a net loss in 2023.
The headquarters of BELTAVIE is located in FLEURY-LES-AUBRAIS (45400), in the department Loiret.
The tax return of BELTAVIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BELTAVIE operates in the sector Supermarchés (NAF code 47.11D). See the 'Sector positioning' section above to compare the company with its competitors.