Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

BELLECOUR ASSURANCES : revenue, balance sheet and financial ratios

BELLECOUR ASSURANCES is a French company founded 12 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in BRUZ (35170), this company of category PME shows in 2024 a net income positive of 273 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BELLECOUR ASSURANCES (SIREN 793538059)
Indicator 2024 2023 2022 2021 2020 2019 2017
Revenue N/C N/C N/C N/C N/C N/C N/C
Net income 273 076 € 70 171 € 63 166 € 72 888 € 62 550 € 57 596 € 54 642 €
EBITDA N/C N/C N/C N/C N/C N/C N/C
Net margin N/C N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2024, BELLECOUR ASSURANCES generates positive net income of 273 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2024: 55 k€ -> 273 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

273 076 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 14%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 52%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

13.787%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

51.844%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

43.8%

Solvency indicators evolution
BELLECOUR ASSURANCES

Sector positioning

Debt ratio
13.79 2024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.41
Average -7 pts over 3 years

In 2024, the debt ratio of BELLECOUR ASSURANCES (13.79) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
51.84% 2024
2022
2023
2024
Q1: 12.95%
Med: 47.58%
Q3: 76.23%
Good +9 pts over 3 years

In 2024, the financial autonomy of BELLECOUR ASSURANCES (51.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 224.19. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

224.186

Liquidity indicators evolution
BELLECOUR ASSURANCES

Sector positioning

Liquidity ratio
224.19 2024
2022
2023
2024
Q1: 123.9
Med: 243.5
Q3: 572.15
Average

In 2024, the liquidity ratio of BELLECOUR ASSURANCES (224.19) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Positioning of BELLECOUR ASSURANCES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of BELLECOUR ASSURANCES is estimated at 549 611 € (range 259 976€ - 2 509 470€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
259k€ 549k€ 2509k€
549 611 € Range: 259 976€ - 2 509 470€
NAF 5 all-time

Valuation method used

Net Income Multiple
273 076 € × 2.0x = 549 612 €
Range: 259 977€ - 2 509 471€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare BELLECOUR ASSURANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about BELLECOUR ASSURANCES

What is the revenue of BELLECOUR ASSURANCES ?

The revenue of BELLECOUR ASSURANCES is not publicly disclosed (confidential accounts filed with INPI).

Is BELLECOUR ASSURANCES profitable?

Yes, BELLECOUR ASSURANCES generated a net profit of 273 k€ in 2024.

Where is the headquarters of BELLECOUR ASSURANCES ?

The headquarters of BELLECOUR ASSURANCES is located in BRUZ (35170), in the department Ille-et-Vilaine.

Where to find the tax return of BELLECOUR ASSURANCES ?

The tax return of BELLECOUR ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BELLECOUR ASSURANCES operate?

BELLECOUR ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.