SIREN : 892681438
BELCASTEL PATRIMOINE is a French company founded 5 years ago, specialized in the sector Gestion de fonds. Based in MONTPELLIER (34000), this company of category PME shows in 2022 a revenue of 77 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 |
|---|---|---|
| Revenue | 76 800 € | 10 000 € |
| Net income | 59 206 € | -325 480 € |
| EBITDA | 72 431 € | -4 202 € |
| Net margin | 77.1% | -3254.8% |
In 2022, BELCASTEL PATRIMOINE achieves revenue of 77 k€. Vs 2021, growth of +668% (10 k€ -> 77 k€). After deducting consumption (0 €), gross margin stands at 77 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 72 k€, representing 94.3% of revenue. Positive scissor effect: EBITDA margin improves by +136.3 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 59 k€, i.e. 77.1% of revenue. This profit can be retained or distributed to shareholders.
76 800 €
76 800 €
72 431 €
71 495 €
59 206 €
94.3%
The debt ratio (= Financial debt / Equity x 100) stands at -121%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -250%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.3 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 78.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
-120.542%
-249.902%
78.31%
5.317
In 2022, the debt ratio of BELCASTEL PATRIMOINE (-120.54) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2022, the financial autonomy of BELCASTEL PATRIMOINE (-249.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of BELCASTEL PATRIMOINE (5.32) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 204.06. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
204.061
0.0
In 2022, the liquidity ratio of BELCASTEL PATRIMOINE (204.06) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of BELCASTEL PATRIMOINE (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 407 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 226 days. The gap of 181 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 263 days of revenue, i.e. 56 k€ to permanently finance.
56 112 €
407 j
226 j
0 j
263 j
Based on 109 transactions of similar company sales in 2022, the value of BELCASTEL PATRIMOINE is estimated at 233 561 € (range 119 824€ - 452 690€). With an EBITDA of 72 431€, the sector multiple of 4.2x is applied. The price/revenue ratio is 0.56x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 109 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BELCASTEL PATRIMOINE with other companies in the same sector:
The revenue of BELCASTEL PATRIMOINE in 2022 is 77 k€.
Yes, BELCASTEL PATRIMOINE generated a net profit of 59 k€ in 2022.
The headquarters of BELCASTEL PATRIMOINE is located in MONTPELLIER (34000), in the department Herault.
The tax return of BELCASTEL PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BELCASTEL PATRIMOINE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.