Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

BEL AIR FINANCE : revenue, balance sheet and financial ratios

BEL AIR FINANCE is a French company founded 15 years ago, specialized in the sector Agences immobilières. Based in AVIGNON (84000), this company of category PME has financial data available below. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BEL AIR FINANCE (SIREN 530504661)
Indicator 2019 2018 2017
Revenue N/C N/C N/C
Net income 0 € 0 € 0 €
EBITDA N/C N/C N/C
Net margin N/C N/C N/C

Revenue and income statement

In 2019, BEL AIR FINANCE records a net loss of 0 €. This deficit will reduce equity on the balance sheet.

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 83%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 32%. The balance between equity and debt is satisfactory.

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

82.695%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

32.132%

Asset age ratio (2019) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

92.5%

Solvency indicators evolution
BEL AIR FINANCE

Sector positioning

Debt ratio
82.69 2019
2017
2018
2019
Q1: 0.0
Med: 9.82
Q3: 63.59
Average +50 pts over 3 years

In 2019, the debt ratio of BEL AIR FINANCE (82.69) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
32.13% 2019
2017
2018
2019
Q1: 6.81%
Med: 32.03%
Q3: 62.23%
Good +25 pts over 3 years

In 2019, the financial autonomy of BEL AIR FINANCE (32.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 112.89. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

112.893

Liquidity indicators evolution
BEL AIR FINANCE

Sector positioning

Liquidity ratio
112.89 2019
2018
2019
Q1: 107.65
Med: 177.53
Q3: 386.94
Average -24 pts over 2 years

In 2019, the liquidity ratio of BEL AIR FINANCE (112.89) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 33 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 2993 days. Excellent situation: suppliers finance 2960 days of the operating cycle (retail model).

Operating WCR (2019) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2019) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

33 j

Supplier credit (2019) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

2993 j

Inventory turnover (2019) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
BEL AIR FINANCE

Positioning of BEL AIR FINANCE in its sector

Comparison with sector Agences immobilières

Similar companies (Agences immobilières)

Compare BEL AIR FINANCE with other companies in the same sector:

Frequently asked questions about BEL AIR FINANCE

What is the revenue of BEL AIR FINANCE ?

The revenue of BEL AIR FINANCE is not publicly disclosed (confidential accounts filed with INPI).

Is BEL AIR FINANCE profitable?

Profitability information is not publicly available.

Where is the headquarters of BEL AIR FINANCE ?

The headquarters of BEL AIR FINANCE is located in AVIGNON (84000), in the department Vaucluse.

Where to find the tax return of BEL AIR FINANCE ?

The tax return of BEL AIR FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BEL AIR FINANCE operate?

BEL AIR FINANCE operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.