SIREN : 400127619
BEARN CONFORT ISOLATION is a French company founded 31 years ago, specialized in the sector Travaux d'isolation. Based in PAU (64000), this company of category PME shows in 2024 a revenue of 1.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 525 798 € | 1 856 757 € | 1 749 342 € | N/C | N/C | 1 351 685 € | 1 317 826 € | 1 564 724 € | 1 314 219 € |
| Net income | 4 114 € | 36 478 € | 49 754 € | 34 794 € | 28 292 € | 27 444 € | 264 € | 14 543 € | -16 995 € |
| EBITDA | 17 406 € | 50 387 € | 66 597 € | N/C | N/C | 20 375 € | -4 709 € | 18 124 € | 1 747 € |
| Net margin | 0.3% | 2.0% | 2.8% | N/C | N/C | 2.0% | 0.0% | 0.9% | -1.3% |
In 2024, BEARN CONFORT ISOLATION achieves revenue of 1.5 M€. Revenue is growing positively over 9 years (CAGR: +1.9%). Significant drop of -18% vs 2023. After deducting consumption (794 k€), gross margin stands at 732 k€, i.e. a rate of 48%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 17 k€, representing 1.1% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 4 k€, i.e. 0.3% of revenue. This profit can be retained or distributed to shareholders.
1 525 798 €
731 558 €
17 406 €
6 129 €
4 114 €
1.1%
The debt ratio (= Financial debt / Equity x 100) stands at 172%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 17%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 10.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
172.23%
16.908%
1.007%
10.109
58.0%
In 2024, the debt ratio of BEARN CONFORT ISOLATION (172.23) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of BEARN CONFORT ISOLATION (16.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of BEARN CONFORT ISOLATION (10.11) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 158.10. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 41.3x. Operating income very largely covers interest expenses: high safety margin.
158.098
41.279
In 2024, the liquidity ratio of BEARN CONFORT ISOLATION (158.10) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of BEARN CONFORT ISOLATION (41.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 13 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 38 days. Favorable situation: supplier credit is longer than customer credit by 25 days. Inventory turnover is 25 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 56 days of revenue, i.e. 236 k€ to permanently finance. Over 2016-2024, WCR increased by +181%, requiring additional financing.
236 392 €
13 j
38 j
25 j
56 j
Based on 58 transactions of similar company sales
(all years),
the value of BEARN CONFORT ISOLATION is estimated at
106 988 €
(range 70 200€ - 171 894€).
With an EBITDA of 17 406€, the sector multiple of 1.2x is applied.
The price/revenue ratio is 0.20x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 58 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BEARN CONFORT ISOLATION with other companies in the same sector:
The revenue of BEARN CONFORT ISOLATION in 2024 is 1.5 M€.
Yes, BEARN CONFORT ISOLATION generated a net profit of 4 k€ in 2024.
The headquarters of BEARN CONFORT ISOLATION is located in PAU (64000), in the department Pyrenees-Atlantiques.
The tax return of BEARN CONFORT ISOLATION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BEARN CONFORT ISOLATION operates in the sector Travaux d'isolation (NAF code 43.29A). See the 'Sector positioning' section above to compare the company with its competitors.